Experts Available to Discuss Best Ways to Use a Tax Refund.ExpertSource: TOPIC: Financial experts advise Americans to plan ahead to determine the best way to use a tax refund as opposed to spending it during a spontaneous shopping spree, according to an article by The Herald-Mail. Experts suggest that tax refund recipients review their debt, whether from credit cards, medical bills or house payments, and consider paying them down. Financial planners also recommend putting a portion of the refund toward long-term financial security, such as savings, investments and retirement funds. EXPERTS: ExpertSource can offer several highly qualified experts to comment on this story: As a senior financial advisor with Ameriprise, Cheryl M. Burbano, CFP 1. CFP - Constraint Functional Programming. 2. CFP - Communicating Functional Processes. 3. CFP - Call For Papers (for a conference). , MBA, Ph. D, works with individuals to understand what is important to them and their family. Through this effort, Cheryl is able to create a solid foundation from which a financial strategy is personalized to incorporate each client's unique goals and financial objectives. Through her many years of diligent service to investors and their families, Cheryl has learned that achieving financial success is best accomplished by analyzing each client's current situation and developing a clear plan of action, which can be adjusted to reflect their changing needs and fluctuating economic conditions. By proceeding in a thoughtful, prudent manner, Cheryl is positioned to help her clients achieve financial stability. Cheryl is also widely considered to be one of the leading professionals on issues revolving around financial planning for women on Florida's Gulf Coast. As the co-author of Larstan's Black Book On Personal Finance, Cheryl contributed her knowledge and writing talents to develop a detailed section for the book titled Strategies for Women to Determine Their Financial Futures. Cheryl has the knowledge and understanding of a wide range of issues important to professional women, widows, and divorcees, including family finance and budgeting, pre-marital agreements, management of risk and wealth, and pre- and post-divorce planning. Cheryl is a graduate of St. Leo University, where she received her Bachelor's Degree in Spanish and German. She also received her Ph. D from the University of Florida University of Florida is the third-largest university in the United States, with 50,912 students (as of Fall 2006) and has the eighth-largest budget (nearly $1.9 billion per year). UF is home to 16 colleges and more than 150 research centers and institutes. in 1987 and an M.B.A. from the University of South Florida • • [ in 1995. As a Certified Financial Planner Certified Financial Planner (CFP) A person who has passed examinations accredited by the Certified Financial Planner Board of Standards, showing that the person is able to manage a client's banking, estate, insurance, investment, and tax affairs. (TM) (CFP) designee, Cheryl has demonstrated her knowledge and understanding of financial planning before the CFP Board of Standards. Cheryl is a proud member of the Financial Planning Association -- Tampa Bay Chapter and serves on the Board of Trustees board of trustees Politics The posse of thugs who oversee an institution's administration. See Board of directors. at the Academy at the Lakes Academy at the Lakes is a private-independent college preperatory co-educational JK–12 school in Land O' Lakes, Florida (metropolitan Tampa). Academy at the Lakes was founded by educators Richard and Constance Wendlek in September 1992, and the school is in Land O' Lakes, FL, and at Sunrise of Florida, Inc., in Dade City, FL. As a recipient of the President's Recognition Award, Cheryl has been recognized for her outstanding financial planning service by American Express Financial Advisors. She has also achieved status as a Platinum Financial Services Advisor and was selected as a member of the Advanced Advisor Group Gold Team in 2003. Cheryl lives in Dade City, FL, with her husband of 34 years, Juan Burbano. When not developing sound financial strategies for individuals and families, she can be found swimming and hiking the Florida Trail. Kirk Hackbarth, senior financial planner with Kabarec Financial Advisors, Ltd., can share his expertise regarding advanced financial planning including stock options, mutual fund research, AMT See vPro. and other tax planning issues as well as IRA Ira, in the Bible Ira (ī`rə), in the Bible. 1 Chief officer of David. 2, 3 Two of David's guard. IRA, abbreviation IRA. planning strategies. Hackbarth works closely with executives on comprehensive financial planning with a focus on stock option issues. He primarily focuses on exercise strategies to help minimize the impact of AMT and has developed a very strong background in IRA distribution planning. As Vice President at Cooper, Jones & McLeland, Brian Jones works with clients throughout Virginia, Maryland, and across the country. Brian focuses his business on helping successful professionals plan and invest for their future retirement. Brian's goal is to continue to build on the solid reputation for quality service that Cooper, Jones & McLeland has established in the community as well as in the financial planning profession. Brian has been in the financial planning industry since 1997. He has a thorough understanding of the investment process and extensive knowledge of the industry as a whole. He is a graduate of the Florida Institute of Technology's Financial Planning Program. In addition to financial planning and portfolio management, Brian specializes in stock and option planning, education planning, and retirement income planning. A native of northern Virginia, Brian attended Oakton High School Oakton High School is a public high school in unincorporated Fairfax County, Virginia, in close proximity to the town of Vienna, in the United States. It is part of Fairfax County Public Schools. Oakton operates on a block schedule five days a week. in Vienna, Virginia, and graduated from George Mason University Named after American revolutionary, patriot and founding father George Mason, the university was founded as a branch of the University of Virginia in 1957 and became an independent institution in 1972. with a B.S. in Public Administration. In addition, Brian is an Eagle Scout and is a Life Member of the National Eagle Scout Association The National Eagle Scout Association (NESA, pronounced nee sah) is an organization of men who have earned the rank of Eagle Scout in the Boy Scouts of America. NESA's stated purpose is "to serve Eagle Scouts and, through them, the entire movement of Scouting. (NESA NESA National Eagle Scout Association (Boy Scouts of America) NESA Near East South Asia NESA New European Surgical Academy (Berlin, Germany) NESA National Energy Services Association ). An active member of the Financial Planning Association (FPA 1. (hardware) FPA - floating-point accelerator. 2. (programming) FPA - Function Point Analysis. ), Brian serves on the Board of Directors as Director of Technology of the National Capital Chapter of the FPA. Brian also chairs the FPA`s Annual Charity Golf Tournament and sits on the Charity Gala Committee for the annual Good Samaritan Foundation Gala. In addition, Brian is chairman of the Family and Consumer Sciences Advisory Board for Fairfax County Public Schools The Fairfax County Public Schools system (abbreviated FCPS) is a branch of the Fairfax County government which administers public schools in Fairfax County and the City of Fairfax. . Brian is actively involved with Fairfax County Adult Education where he teaches several courses. His workshops have ranged from personal financial planning to employee stock and option planning, how to become a Certified Financial Planner (CFP), and how to structure an income stream off your "pile of money" in retirement. Brian has been a featured financial professional in many national media outlets across the country. He has regularly appeared on CNBC CNBC Center for the Neural Basis of Cognition (artificial intelligence) CNBC Consumer News and Business Channel CNBC Congress of National Black Churches, Inc. , Bloomberg Television, Fox News, and CBS News, as well as in the Washington Post, USA Today, the Wall Street Journal, Kiplinger's Personal Finance Kiplinger's Personal Finance (KIP-lin-jerz) is a magazine that has been continuously published, on a monthly basis, from 1947 to the present day. It was the nation's first personal finance magazine, and prides itself on delivering "sound, unbiased advice in clear, , Christian Science Monitor, Financial Planning Magazine, US News & World Report, the Associated Press, and the Washington Business Journal. ExpertSource cannot guarantee the immediate availability of these experts or their familiarity with this specific issue. Journalists seeking to interview any of these experts can obtain contact information by visiting http://www.businesswire.com/. ExpertSource provides academic and industry experts to the media at no charge. Journalists are encouraged to submit queries to ExpertSource when seeking experts on specific subjects. An online registration form is available at the above web address. |
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