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Excess & surplus.


Surplus lines include specialized spe·cial·ize  
v. spe·cial·ized, spe·cial·iz·ing, spe·cial·iz·es

v.intr.
1. To pursue a special activity, occupation, or field of study.

2.
 property or liability coverage that isn't is·n't  

Contraction of is not.


isn't is not
isn't be
 available from insurers licensed by the state (called admitted insurers) and must be purchased from a nonadmitted carrier.
Top U.S. & E&S Writers

Direct Premiums Written 2003 ($ billions)

American Intl Group Inc [18540]
Lloyd's [852021]
Zurich/Farmers Group [18549]
Markel Group [18468]
Nationwide Group [05987]
St Paul Travelers Cos (1) [18358]
Ace LNA Group [18498]
Berkshire Hathaway [00811]
WR Berkley [04655]
CNA Ins Cos [18313]

Note: Table made from bar graph.

(1) This group officially formed in 2004, but 2003 surplus lines
combined

Source: Special Report: Excess and Surplus 2004 (Published 09/20/2004)
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Title Annotation:U.S. Property/Casualty
Publication:Best's Review
Article Type:Brief Article
Geographic Code:1USA
Date:Apr 1, 2005
Words:105
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