Elan Financial Services and e-ClassicSystems, Inc. Announce Partnership That Brings Total ATM Solution to Market.

Business Editors

TAMPA, Fla.--(BUSINESS WIRE)--Feb. 17, 2004

Elan Financial Services, a leading provider of transaction management solutions for independent sales organizations and financial institutions, has established an alliance with e-ClassicSystems, Inc., developer of ATM Manager Pro(R), the world's leading ATM channel management system, to provide their innovative solution to clients. Elan selected e-Classic Systems as a partner based on their extensive experience providing management solutions to over 110,000 ATMs worldwide including 25 percent of the U.S. market. This partnership strengthens the robust breadth of products and functionality that Elan provides to clients that utilize their ATM processing services and affords them seamless service and support for their ATM program.

Under this agreement, Elan Financial Services will provide the terminal driving, authorization processing and routing for ATM transactions, as well as all the necessary system monitoring, support and vault cash services. The addition of ATM Manager Pro(R) rounds out the product offering by automating the management and reporting of ATM operations, including asset management, location and transaction analysis, trending, cost and revenue analysis, merchant statements, and cash forecasting and management. The integration of these tasks offers a simple, effective and complete management system for ATM programs.

"We are pleased to have e-ClassicSystems as a business partner," said Jan Estep, Executive Vice President, Elan Financial Services. "Their unique and comprehensive product, ATM Manager Pro(R), coupled with our expertise and depth in the ATM processing business presents just the right set of tools to manage the performance of an ATM program to profitability, while enabling us to provide an exceptional level of service to our clients."

"We are very excited about our relationship with Elan and look forward to jointly offering services to help every deployer manage their ATM network with industry-leading tools," said Thomas Meurer, President of e-ClassicSystems. "The combination of Elan processing and vault cash services and our ATM Manager Pro(R) solution will deliver immediate value for their clients. We are excited to be their product of choice."

About Elan Financial Services

Elan Financial Services, as part of U.S. Bancorp (NYSE:USB), supports more than 7,000 ATMs, 15 million ATM/POS cards, and 2 million credit cardholders with a complete range of products and services including credit card issuing, ATM, debit card, and merchant processing. Elan offers a full range of ATM services to financial institutions and, independent sales organizations including authorization processing, terminal driving and switching services. These are conducted through a wide array of network options with all the necessary card management and support functions creating an easy to manage card program for financial institutions. Elan also provides membership in the Fastbank ATM network, which includes Fastbank Free, the surcharge-free option available in 24 states.

Likewise, Elan bolsters debit programs for financial institutions by offering cardholders a payment option that is accepted worldwide, convenient, more flexible than checks and safer than carrying cash. For the financial institution cardholder, that means increased revenues, decreased expenses and reliable delivery.

Elan provides full-service support and management tools, which are secured with a unique Service Guarantee, to more than 2,500 financial institutions. For more information call 1-800-343-7064 or visit www.elanfinancialservices.com.

About e-ClassicSystems, Inc.

e-ClassicSystems, Inc., based in Norwood, Massachusetts, is a premier provider of software solutions to organizations that deploy or manage ATMs. Its product, ATM Manager Pro, is a first-of-its-kind solution for comprehensive ATM channel management. ATM Manager Pro databases are managing the operations of more than 110,000 ATMs worldwide. The product suite offers six integrated modules addressing all facets of ATM management. ATM Manager Pro centralizes all terminal-related data including asset information and configuration, transactions, profitability, cash, service and more. e-ClassicSystems' mission is to deliver best-of-breed software solutions to help financial institutions and ISOs manage the operations and accounting of their ATM networks. For more information, please visit www.atmmanager.com.