Does Your Financial Portfolio Need A Second Opinion?

Power Financial Credit Union Offers Free Check-Ups

PEMBROKE PINES, Fla. -- For many Americans, when the doctor recommends surgery, most will seek a second opinion. But when it comes to their financial portfolio, they tend to leave it in the hands of their long-time investment banker. With all the turmoil in the market today, Power Financial Credit Union, one of South Florida's leading credit unions, is inviting the community to take advantage of a free financial consultation through its Power Investment Services Division.

"It's amazing how quickly things can change over time," explains Doug Brown, Vice President of Investments at Power Financial Credit Union. "Whether it's your family situation, the condition of your health, or your job prospects, any major change can have an impact on your financial and investment decisions. At Power Investment Services, our Financial Advisors, registered through broker-dealer CFS(a), offer complimentary financial check-ups for members as well as non-members to see where they stand now in terms of their financial goals and what, if any, adjustments are required to their portfolio to weather any adverse or changing conditions."

According to Brown, for those that do not know the answer to ANY of the following questions, they are prime candidates for Power Financial Credit Union's free financial check-up.

1. Am I Properly Invested?

2. Will I Run Out of Money

3. When Can I Retire?

4. What Are My Options?

5. Can I Retire before 59 1/2?

"An individual's investment portfolio should reflect their current situation and future goals," added Brown. "We encourage our members to review their portfolio on a regular basis to ensure that it keeps pace with the changes in their life. A portfolio review also provides an opportunity for rebalancing. If the portfolio is performing ahead of expectations, it could be an opportunity to lock in profits. But, if the portfolio is behind where they expect it to be, they may want to take advantage of some tax-loss selling and explore other options for catching up. Whatever the case may be, professional advice is always essential."

Power Financial Credit Union believes that long range financial planning is important and analyzing one's portfolio deserves a second opinion, regardless of its size. "The difference between the services offered through CFS(a) at Power Investment Services and the big brokerage houses are we provide premier, concierge-type service to all of our clients, no matter what their net worth is," says Allan M. Prindle, president and CEO of Power Financial Credit Union. "At most banks and brokerage firms, if you don't have high six-figures to invest or a million dollars, you won't meet with a representative - you'll probably get an 800 number and then be placed on hold. Power Financial Credit Union prides itself in offering service to everyone."

About Power Financial Credit Union

Power Financial Credit Union, a member-owned financial institution, has been serving the South Florida community for more than 55 years. Power Financial Credit Union has 10 branches throughout Miami-Dade, Broward and Palm Beach counties with more than 55,000 members and assets totaling $480 million. For more information or to schedule your free financial check-up, please call 800-548-5465 or visit www.powerfi.org.

(a) Investments offered through CUSO Financial Services, L.P. (CFS) are not NCUA/NCUSIF insured, not credit union guaranteed, and may lose value. Registered Representatives are employed by Power Financial Credit Union and registered through CFS. Power Financial Credit Union is in partnership with CFS. (Member NASD/SIPC)