Digital Commerce International, Inc. Obtains Branch Charter in St. Vincent and the Grenadines: Opens Digital Commerce Bank; Prominent Banker Appointed as Managing Director.

Business Editors, High-Tech/Banking Writers

SALT LAKE CITY--(BUSINESS WIRE)--Feb. 22, 2000

Digital Commerce International, Inc. (OTCBB:THBK), an Internet-based global financial services provider, announced today that it has obtained a bank charter in St. Vincent and the Grenadines allowing Digital Commerce Bank (DCB) to cater to international merchants and retail customers.

Digital Commerce Bank, a wholly owned subsidiary of Digital Commerce International, Inc. (DCI), was designed to meet the evolving needs of international clients with particular emphasis on non-US based merchants. International businesses require facilities to process credit card transactions and are increasingly cognizant of the need to find e-commerce solutions to reach more customers and boost revenues through the Internet. Digital Commerce Bank also serves as an independent sales agent for Intercontinental Financial Services, for whom DCB provides third-party, online, real-time processing for international commerce.

DCI also announced that Mr. Kim David Taylor, an experienced banker and former Vice President of Union Planters Bank of Florida, would assume the position of Managing Director for Digital Commerce Bank in St. Vincent and the Grenadines. Mr. Taylor comes to DCI with more than 20 years of experience in the banking and financial services industry at institutions such as Lloyds Bank, the Bank of Nova Scotia, Security Pacific National Bank, Gulfstream Bank of Florida and SunTrust.

Michael Kang, Chairman, President and Chief Executive Officer of Digital Commerce International, Inc. remarked, "We are delighted to have a seasoned international banker as part of our team. The role of Managing Director will be critical as DCI continues to grow and accommodate growing numbers of international merchants. His understanding of large scale banking operations, back-office solutions, and international commerce will add significant value as DCB works to develop an extensive line of financial products and services for international businesses."

Through its strategic alliances and core competencies in transaction processing, DCI works to enable merchants anywhere in the world to access a global customer base and boost revenues by capitalizing on the potential of the Internet to conduct business. "Having worked in a variety of international settings, I am excited to join Digital Commerce Bank and add value to a team committed to becoming the best online financial services provider," said Mr. Taylor, newly appointed Managing Director at DCB. "I believe I bring a clear sense of how this type of solution can be deployed to achieve maximum value."

Digital Commerce International, Inc. is a financial services holding company specializing in a variety of banking and financial services utilizing the Internet as the primary delivery platform. Through its hub-site [e-mail](NOTE A) DCI provides clients with integrated commercial and private banking services, bankcard processing, and merchant services in real time. DCI will continue to identify and commercialize leading edge technologies for new and established markets, while building and improving its array of existing financial services. For more information on the company, please visit the web site at www.thatbank.com.

Safe Harbor Statement under the Private Securities Litigation Reform Act of 1995: The statements contained herein which are not historical fact are forward-looking statements that are subject to risks and uncertainties that could cause actual results to differ materially from those expressed in the forward-looking statements, including, but not limited to, certain delays in testing and evaluation of products and other risks detailed from time to time in Digital Commerce International's filings with the Securities & Exchange Commission.

NOTE A: There is an at sign between th and tbank.com. This symbol may not appear properly in some systems.