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Diddling sex-crazed insurance man stuck pounds 500 in my letter box every day; EXCLUSIVE: Mistress tells how pounds 1m sugar daddy fraudster seduced and ruined her.

Byline: TOM CARLIN

A HARD-UP single mum has told how she was treated to a life of luxury by an infatuated sugar daddy who stole almost pounds 1 million from his insurance company.

Married Martin Willcox, 48, was so desperate to get 23-year-old Clare Beales into bed he...

CONNED her into thinking he was a big-shot businessman.

POSTED pounds 500 through her letter box every morning.

PAID for a pounds 4,500 boob job, designer clothes and jewellery.

GAVE her a gold credit card and offered to send her son to private school.

HIRED a plush penthouse love nest so they could be together.

WHISKED her off on a dream holiday to the Bahamas where he finally had sex with her on the beach.

But the bizarre affair ended in grief when Willcox's fraud was uncovered and he was jailed for four years.

Now Clare has been left with a drug addiction fuelled by Willcox's stolen cash and she has lost custody of her six-year-old son.

But he is STILL ringing her from jail every day pledging undying love.

Speaking exclusively to The People, she said: "It was like something out of a fairytale at first.

"But he was desperate to have sex with me and I should never have let it go that far. It has left my life in ruins and I never want to see him again."

Clare met dad-of-three Willcox in a pub when she was on a night out with pals in her hometown Ipswich, Suffolk.

She said: "He seemed quite friendly and was buying me drinks all night and throwing his money around like he didn't have a care in the world."

Willcox asked to take Clare out. She said: "He picked me up in a flash convertible and took me to a posh restaurant where he ordered the most expensive food and champagne. It was lovely."

Then he started sending her flowers and took her on a shopping trip to top London store Harrods where he bought her a Gucci handbag.

Clare said: "I was not attracted to him because I thought he was a dirty old pervert but I was single and flattered by the attention.

"He told me he was divorced and managing director of a company and had a recent redundancy pay-off."

But Clare did not realise Willcox was scamming his bosses out of hundreds of thousands of pounds.

She said: "Martin would phone me out of the blue and say 'Come on, I'm taking you shopping'. He would spend thousands on designer clothes and jewellery for both of us."

Then the besotted insurance negotiator told Clare he loved her. She said: "I told him I didn't feel the same way but he didn't seem to mind. We had not even kissed.

"But when I told him about my money worries he started to give me lump sums of cash. If I asked him to lend me a tenner he would give me pounds 250.

"Then he would just turn up out of the blue and hand over pounds 3,000 in pounds 50 notes. He even gave me a gold credit card but I reached the limit straight away by drawing the cash out.

"After a while he started posting pounds 500 though my letterbox every day with a note saying 'Ring me if you need more'. I couldn't believe it.

"He said he could put my son in private school but I refused."

Despite the gifts, Clare still refused to have sex. She admits she started to take advantage of the situation.

She said: "I would pretend my electric had been cut off so he would give me some cash to stay in a hotel.

"But it was all lies and I used to have parties in the hotel room with all my friends." The spending continued when Willcox - who had a wife and three daughters back home in Needham Market, Suffolk - rented a luxury penthouse near Ipswich Town football ground.

Clare said: "Martin told me it was our own place and gave me the keys but when he wasn't around I used to have wild parties with all my friends where we would drink all the booze and mess around in the Jacuzzi."

Last February Willcox paid pounds 4,500 for Clare to have a boob job, enlarging her modest 34B chest to an impressive 34E.

Desperate to get his hands on her new figure, he took her to the Bahamas for a week in a five-star hotel. On the last night Clare relented and they made love under the stars, followed by another session back at the hotel.

But next day Clare regretted it and when they got back home she tried to end the affair.

But she says Willcox became suicidal and obsessive whenever she raised the subject.

He even hired a private detective to watch Clare on a night out with pals. Then one day Willcox's wife Marian - who had found out about the affair - turned up at the penthouse, screaming and banging on the front door.

Clare said: "I was stunned. I thought he was divorced."

The final shock came when police knocked on the door and arrested her for conspiracy to defraud.

She discovered Willcox had swindled his bosses at Highway Insurance and then AXA out of a total of pounds 870,000 by authorising fake claims.

Clare was released without charge but Willcox was jailed last month at Ipswich Crown Court after admitting deception and false accounting. Now the lovelorn conman has been ringing Clare from prison every day and has promised to divorce his wife and set up a new life together.

But for Clare, the fairytale has ended. By the time she was arrested she had a pounds 1,000-a-day crack cocaine addiction funded by Willcox's cash.

And with no more money coming in she has been abandoned by all her so-called friends, lost custody of her son and is facing eviction from her home.

She said: "I wish I'd never met Martin. All that money has gone and I'm ruined. I never want to see him again."

CAPTION(S):

FRAUD; Insurance office worker Willcox milked fortune from his bosses; LUXURY; Penthouse apartment where Willcox kept pretty mistress; WIFE; Marian Willcox turns up at court to hear about husband's double life; Home; The house where Willcox kept his wife and family a secret from Clare; MISTRESS: Clare shows new boobs and (below) relaxes with randy Willcox in Bahamas
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Publication:The People (London, England)
Date:Feb 6, 2005
Words:1079
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