Did you know?

The Federal Reserve raised rates for the second time this year but the borrowing cost of money is still well below what existed four years ago.

Source: American demographics, New York, 2004

Fraud and Identity complaints have risen steadily within the last three calendar years:

Identity theft / Fraud complaints 2001: 86,212 / 134,131 2002:161,836 / 242,500 2003:214,905 / 301,835

Source: American demographics, New York, 2004 (Federal Trade Commission)