Desert Commercial Bank Reports Across-the-Board Gains in Key Quarterly Numbers.

PALM DESERT, Calif. -- Total assets, deposits and loans continued their upward growth at Desert Commercial Bank (OTCBB:DCBC) during the first quarter of 2007. The Palm Desert-based bank, whose branch network extends from the Coachella Valley to El Centro, remains one of the fastest growing banks in California since its inception in June, 2005.

As of March 31, 2007, total assets stood at $146,309,610, increasing 23% from year-end 2006 figures. Deposits also moved 23%, reaching $125,136,519, while loans rose to $110,092,264 - a 28% jump.

The bank's lending portfolio is organized as follows: Construction Loans, $15,700,000; Land Loans, $23,100,000; Commercial & Industrial Loans, $42,000,000; and Commercial Real Estate Loans, $25,400,000. Meanwhile, undrawn loan commitments total $152,700,000.

Desert Commercial Bank continues to experience robust growth in the Imperial Valley, which has already generated in excess of $37 million in deposits, despite being opened for less than a year. Last month marked the grand opening of the community bank's permanent building in downtown El Centro, which has helped generate a large volume of new account activity.

"As a DeNovo bank, our mission remains focused on growth and developing the proper infrastructure to support expansion," said R. Albert "Al" Roensch. "The fact that we've been able to sustain our financial momentum in the wake of increasing competition for both loans and deposits speaks to the bench strength of our management team. We've been able to attract top-notch talent, all of whom understand what it takes to build a strong bank franchise."

Meanwhile, construction work continues on Desert Commercial Bank's second Coachella Valley branch, set to open in the fall of this year. The full-service 4,000-square foot facility will be located near the intersection of Bob Hope and Country Club Drive.

Certain statements in this letter, including statements regarding the anticipated development and expansion of the Bank's business, and the intent, belief or current expectations of the Bank, its directors or its officers, are "forward-looking" statements (as such term is defined in the Private Securities Litigation Reform Act of 1995). Because such statements are subject to risks and uncertainties, actual results may differ materially from those expressed or implied. These risks and uncertainties include, but are not limited to, risks related to raising additional capital, the local and national economy, the Bank's performance and implementation of its business plans, loan performance, interest rates, and regulatory matters.