Desert Commercial Bank Eclipses $100 Million Mark in Total Assets; Locally Owned Institution Celebrates One-Year Anniversary with Strong 2nd Quarter 2006 Performance.

PALM DESERT, Calif. -- Desert Commercial Bank (OTCBB:DCBC) announced today continued growth in total assets, deposits and loans, as it completed its first 12 months of operations. Founded in June 2005, Desert Commercial Bank reached total assets of $104.3 million for the quarter ended June 30, 2006. This represents a 226% growth, compared to year-end 2005 totals.

On the deposit side, total deposits reached $82.5 million compared to $25.7 million at year-end 2005 - a 221% increase. Loan totals for the period improved 187% reaching $45.1 million, versus year-end 2005 totals of $15.7 million.

Compared to March 30, 2006, first quarter end totals, the bank experienced asset, loan and deposit growth of 52%, 68% and 81%, respectively.

As previously reported, Desert Commercial Bank opened its Imperial Valley Branch on May 18, 2006. Since that time, the facility has already contributed in excess of $15 million in deposits. The branch is located at 1599 West Main St. in downtown El Centro.

Among the factors driving increased deposit activity in both locations were the introduction of several new products and services. During the quarter, the bank initiated ACH origination, lock-box services and several new credit card products for customers in the Coachella and Imperial valleys.

R. Albert Roensch, president and CEO, also cited the young bank's infusion of new capital as a catalyst for growth, particularly on the lending side. "Our increased capital base is being recognized by the business community, enabling us to conclude bigger transactions and do it with a high level of proficiency." Our service level remains high, which has increased the amount of customer-referred business we're receiving."

Desert Commercial Bank is a full-service commercial bank and a member of the FDIC. Corporate offices are located at 44-801 Village Court in Palm Desert.

Certain statements in this letter, including statements regarding the anticipated development and expansion of the bank's business, and the intent, belief or current expectations of the bank, its directors or its officers, are "forward-looking" statements (as such term is defined in the Private Securities Litigation Reform Act of 1995). Because such statements are subject to risks and uncertainties, actual results may differ materially from those expressed or implied by such forward-looking statements. These risks and uncertainties include, but are not limited to, risks related to raising additional capital, the local and national economy, the bank's performance and implementation of its business plans, loan performance, interest rates, and regulatory matters.