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Browse Demuth, Jerry

1-19 out of 19 article(s)
Title Type Date Words
When nobody's home: as the number of vacant properties soars, cities demand more property upkeep and servicers' costs climb. Feb 1, 2012 3423
Betting against paper: Flagstar Bank made a big bet against paper early on by investing in a system called DocVelocity. Although management was ready for the move, Flagstar found others needed a little push. Nov 1, 2011 2845
Principal forgiveness: principal reductions have been off-limits for many reasons as a method for dealing with defaults. Some argue it may be time to rethink that policy, while others remain worried about moral hazard. Aug 1, 2011 3406
What downturn? Some mortgage bankers are finding opportunity in new places even as the overall market does its double-dip. These lenders are branching into new markets, picking up experienced origination teams, offering localized product menus--all backed by the newest technology. Company overview Jul 1, 2011 2978
Wired for mods: servicers' traditional systems are not wired for the heavy volume and specific tasks of loan modifications. State-of-the-art loan-mod vendors are offering an answer rooted in customized technology. Feb 1, 2011 2609
Slow progress: HAMP was a starting point for foreclosure-prevention efforts, but early design flaws hampered it from delivering hoped-for results. Now, after much HAMP program tinkering, private-sector starting to eclipse it. May 1, 2010 3636
Servicers as originators: a loan-mod boom has forced the servicing department to create a new work force that acts more like a production operation than a servicing department. Harder still, it's had to emerge battle-ready overnight. Nov 1, 2009 4664
Creating chaos: the amount of new red tape being created in the name of foreclosure avoidance is mind-boggling. Oct 1, 2009 3443
State of affairs; A hectic year of mortgage legislative activity in the states has ended with some solid accomplishments. But lawmakers are expected to again take up a slew of mortgage industry measures in 2009. Sep 1, 2008 2580
More than one crisis; A combination of forces brought the mortgage and credit markets to their current cross-roads. A gathering of top economists and credit market experts combed through the wreckage for lessons to be learned. Brief article Aug 1, 2008 3384
Wholesale changes: some lenders are leaving the wholesale lending business entirely to focus solely on retail. Others are staying in, but dropping poor-performing brokers and higher-risk product lines. Jun 1, 2008 2802
Turning red into black: servicers are trying a little bit of everything to save borrowers from foreclosure. Loss mitigation is being taken to a whole new level, as servicers get creative to help save homes. Feb 1, 2008 3204
A tale of survival: brokers today are mining databases, developing referral sources, helping Realtors close sales, holding seminars and helping borrowers polish their credit. Oct 1, 2007 3464
Armed for oversight: as it nears the 20-year mark, the American Association of Residential Mortgage Regulators (AARMR) keeps expanding its role as the association for state mortgage regulators. A national mortgage licensing system is one of its newer initiatives. Sep 1, 2007 2930
More responsibilities, more pressures: the practice of mortgage-related law has gotten a lot more complex in recent years. Attorneys are stretching to cover all the bases. Apr 1, 2007 2233
The right product mix: how do smaller mortgage bankers offer the right set of loan products for today's markets? Here are some tips from lenders around the country. Dec 1, 2006 2741
PREDATORY LENDING HEATS UP. Sep 1, 2000 6560
The selling of two systems. Cover Story Apr 1, 1999 3676
The view from Springfield. Mar 1, 1994 4502

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