Delta Dental Launches Escalating Maximum(SM) Feature.Option can be added to existing plans -- provides additional coverage dollars for employees requiring more extensive, costly dental care EAGAN, Minn. -- Delta Dental Delta Dental is the largest and oldest dental plan system in the United States. The Delta Dental Plans Association is comprised of 39 independent Delta Dental member companies operating in all 50 states, the District of Columbia and Puerto Rico. of Minnesota (Delta Dental) announced today it is launching an Escalating Maximum feature, an innovative new dental plan option that automatically increases a member's annual maximum each year, providing additional coverage dollars to individuals requiring more extensive and costly dental services. The new feature is being offered as an option at renewal to all custom risk and self-funded Delta Dental group customers in addition to being featured in a new Preferred Provider Organization pre·ferred provider organization n. Abbr. PPO A medical insurance plan in which members receive more coverage if they choose health care providers approved by or affiliated with the plan. (PPO PPO abbr. preferred provider organization PPO Managed care Preferred provider organization, see there Infectious disease Pleuropneumonia-like organism, see there ) plan targeting groups of 5-99 lives. It will be offered across other pooled-product lines later this year. "We anticipate strong demand for the new Escalating Maximum feature," said Chris Earl, chief sales officer, Delta Dental of Minnesota. "It's easy to use and understand. With this option, large employers can automatically increase their employee's annual maximum by a specific dollar amount each year. Members do not have to "pre-qualify" to take advantage of the extra dollars -- unlike some of the competitor products currently in the marketplace. We think it will offer tremendous value to members who require more extensive dental work." In addition, Delta Dental launched a new PPO plan for small groups (5-99 lives) featuring a $100 Lifetime Deductible That which may be taken away or subtracted. In taxation, an item that may be subtracted from gross income or adjusted gross income in determining taxable income (e.g., interest expenses, charitable contributions, certain taxes). and an Escalating Maximum that starts at $1,000 and increases by $200 each year until it reaches $2,000. The plan gives members access to Minnesota's two largest dentists networks--Delta Dental PPO and Delta Dental Premier--comprising almost 80 percent of all licensed and practicing Minnesota dentists. Members have the freedom to visit any dentist, however, they may experience lower out-of-pocket costs out-of-pocket costs Managed care Health care costs that a covered person must pay out of pocket–eg, coinsurance, deductibles, etc. See Copayment. when visiting a Delta Dental dentist. The Lifetime Deductible feature also can be added as an option to any existing large group dental plan. Custom/Self-funded groups: For more information on adding the new Escalating Maximum or a Lifetime Deductible feature to your existing plan, or to find out more information on our dental benefit plans, please call your broker or call us directly at 1-800-328-1188. Groups with 5-99 lives: For a copy of the new Delta Dental PPO plan with a Lifetime Deductible and Escalating Maximum brochure, visit us at www.deltadentalmn.org. Brokers also can get an instant group rate quote through Delta Dental's online Broker Rate Calculator calculator or calculating machine, device for performing numerical computations; it may be mechanical, electromechanical, or electronic. The electronic computer is also a calculator but performs other functions as well. , or by calling Delta Dental Connect(SM)at 1-800-906-5250. About Delta Dental of Minnesota An innovator in oral health benefit plans, Delta Dental of Minnesota is an independently operated, nonprofit A corporation or an association that conducts business for the benefit of the general public without shareholders and without a profit motive. Nonprofits are also called not-for-profit corporations. Nonprofit corporations are created according to state law. dental services company that administers self-insured and prepaid pre·pay tr.v. pre·paid, pre·pay·ing, pre·pays To pay or pay for beforehand. pre·pay  ment n. dental service plans.
Delta Dental serves more than 8,300 employer groups employer group Association of employers Managed care An entity with a current group benefits agreement in effect with a health plan to provide covered health care services to its employee-subscribers and eligible dependents. with more than 3.2
million members in Minnesota and across the nation. Delta Dental of
Minnesota is headquartered in Eagan, and has a customer service center
on Minnesota's Iron Range. For more information about Delta Dental
of Minnesota, visit www.deltadentalmn.org.
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