D&B and Fair Isaac to Provide Risk Management Solution to the U.S. Small Business Administration.

Business Editors

SHORT HILLS, N.J. & SAN RAFAEL, Calif.--(BUSINESS WIRE)--April 22, 2003

Solution's Unique Capabilities to Enable Management of Nation's

Largest Small Business Loan Portfolio

D&B (NYSE: DNB), the leading provider of global business information and technology solutions, and Fair Isaac Corporation (NYSE: FIC), the leading provider of analytics and decision technology, today announced that they will provide the U.S. Small Business Administration (SBA) with a comprehensive loan monitoring and lender risk management solution.

The SBA awarded its Loan Monitoring Systems Contract to D&B, in association with Fair Isaac, through a competitive, open bid selection process. Through the systems contract, which spans five years and is valued at $9.8 million, the SBA will leverage the unique capabilities of D&B and Fair Isaac to measure and manage the risk in its small business loan portfolio, the largest in the nation.

"This contract recognizes the unique strength of the Fair Isaac and D&B alliance and allows the SBA to tap the power of Fair Isaac's market-leading analytics for small-business decision making," said Tom Grudnowski, chief executive officer of Fair Isaac. "We're proud to be part of a solution that will provide a major player in small-business financing with the tools that enable more informed and efficient risk management decisioning."

The D&B/Fair Isaac joint solution offers the SBA a compelling value proposition that includes the ability to:

- Uncover total global credit risk exposure by lender corporate

family through D&B's unique D-U-N-S(R) Number and Corporate

Linkage capability.

- Monitor loan performance and proactively identify high-risk

lenders through D&B and Fair Isaac's powerful, proprietary

analytics and Small Business Risk Portfolio Score (SBRPS).

- Manage its lender loan portfolio through D&B's Risk Assessment

Manager(TM) (RAM), a leading-edge, Web-enabled platform that

allows increased visibility of total customer risk.

- Leverage the custom analytics and consulting expertise

developed by D&B and Fair Isaac for the financial services 

industry and other lenders around the world.

"In the current economic environment, our customers' ability to confidently manage risk across their portfolios is even more critical," said Allan Loren, chairman and chief executive officer of D&B. "D&B is committed to providing the tools our customers need to mitigate risk and increase profitability. This transaction demonstrates that our investments in our customer solution sets are driving growth and creating value for our customers and shareholders."

About D&B

D&B (NYSE: DNB) provides the information, tools and expertise to help customers Decide with Confidence. D&B enables customers quick access to objective, global information whenever and wherever they need it. Customers use D&B Risk Management Solutions to manage credit exposure, D&B Sales & Marketing Solutions to find profitable customers and D&B Supply Management Solutions to manage suppliers efficiently. D&B's E-Business Solutions are also used to provide Web-based access to trusted business information for current customers as well as new small business and other non-traditional customers. Over 90 percent of the Business Week Global 1000 rely on D&B as a trusted partner to make confident business decisions. For more information, please visit www.dnb.com.

About Fair Isaac

Fair Isaac Corporation (NYSE:FIC) is the preeminent provider of creative analytics that unlock value for people, businesses and industries. The company's predictive modeling, decision analysis, intelligence management, decision management systems and consulting services power more than 25 billion mission-critical customer decisions a year. Founded in 1956, Fair Isaac helps thousands of companies in over 60 countries acquire customers more efficiently, increase customer value, reduce fraud and credit losses, lower operating expenses and enter new markets more profitably. Most leading banks and credit card issuers rely on Fair Isaac solutions, as do insurers, retailers, telecommunications providers, healthcare organizations, and government agencies. Through the www.myfico.com Web site, consumers use the company's FICO(R) scores, the standard measure of credit risk, to manage their financial health. As of August 5, 2002, the business of HNC Software Inc., a leading provider of high-end analytic and decision management software, is part of Fair Isaac. For more information, please visit www.fairisaac.com.

Fair Isaac Statement Concerning Forward-Looking Information

Except for historical information contained herein, the statements contained in this press release that relate to Fair Isaac, including statements regarding the availability, functionality and benefit of the comprehensive loan and risk management offering to be provided with D&B, and the benefits to be derived from sales of this offering, are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially. These risks and uncertainties include any unforeseen technical difficulties related to the implementation, use and functionality of the offering, the risks that customers will not perceive material benefits from the offering, failure of the offering to deliver the expected results, the possibility of errors or defects in the offering, the company's ability to recruit and retain key technical and managerial personnel, the maintenance of its existing relationships with key alliance partners, regulatory changes applicable to the use of consumer credit and other data, risks related to the HNC merger, and other risks described from time to time in Fair Isaac's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2002, and Form 10-Q for the period ended December 31, 2002. If any of these risks or uncertainties materializes or any of these assumptions proves incorrect, Fair Isaac's results could differ materially from Fair Isaac's expectations in these statements. Fair Isaac disclaims any intent or obligation to update these forward-looking statements.

Fair Isaac, HNC and FICO are trademarks or registered trademarks of Fair Isaac Corporation in the United States and/or in other countries.