Cybear Expands Online Transaction Functionalities; Provides Secure Managed Care Reporting, Referrals and Claims Management.

Business Editors and Health/Medical Writers

BOCA RATON, Fla.--(BW HealthWire)--February 2, 2000

Cybear, Inc. (www.cybear.com) (Nasdaq:CYBA), a leading e-Healthcare connectivity, applications and portal provider, announced today two agreements that enable Cybear to continue to expand its online services and provide the physician's desktop with real-time managed care information, including eligibility, referral and claims management. The agreements are with Eliginet, an Internet-based eligibility and referral system provider, and The Merallis Company, a leading Internet-based provider of online transaction and information solutions.

Using technology developed by Eliginet, Cybear's physician office customers will no longer need to manually look-up or obtain patient eligibility or referrals by phone. Online access to such information and the ability to coordinate and monitor referrals and eligibility checks has already been available to Cybear users from larger payors through Envoy, the nation's largest electronic transactions clearinghouse for healthcare payors. The Eliginet connection allows Cybear to provide this same type of information for small and medium-sized managed care organizations.

The Merallis Company facilitates the efficient collection and utilization of quality healthcare data through its online transaction engine and technology. Merallis has also developed sophisticated data consolidation, repository, mining and reporting functions. Their technologies will enable Cybear users to efficiently collect and utilize healthcare claims data online, providing better data quality, more efficient information processing and faster collection cycles. Merallis will also co-market Cybear's ISP and products to its customer base.

&uot;Historically, only the largest managed care companies could afford to have online eligibility and claims management systems available to their physicians,&uot; said Ed Goldman, M.D., Cybear president and chief executive officer. &uot;Cybear's ability to create an Intranet or virtual private network for a small transaction or subscription fee makes us uniquely capable of providing tools that can improve the practice of healthcare, regardless of the organization's practice size or payor mix, by allowing that organization to focus on patient care.&uot;

G. Allen DeGraw, president and chief executive officer of The Merallis Company, said, &uot;We are pleased to partner with a company such as Cybear, which also recognizes that physician groups require timely and accurate information but that disparate systems are common. Transactions cannot be transformed into faster payment cycles and useable information unless quality is controlled online, at the point of submission. Merallis has pioneered Web-enabled, healthcare data management technology that puts accountability back on the desktop. Cybear customers can now benefit from faster, better, and easier transaction processing, payment cycles, and data integration.&uot;

&uot;Using Eliginet, Cybear can now offer, through its secure online connection, eligibility and referral assistance for individual physicians, managed care groups, and healthcare organizations alike,&uot; said Jack Stone, president and chief executive officer of Eliginet. &uot;We are pleased that Eliginet helps Cybear expand its services to help medical offices operate more efficiently.&uot;

Cybear, Inc., headquartered in Boca Raton, Fla., is an information technology company using the Internet to improve the efficiency of administrative and communications tasks of managing patient care - while addressing the healthcare industry's critical need for secure and reliable transmission of information. An Internet Service Provider (ISP) and Application Services Provider (ASP) for the healthcare industry, Cybear uses its own secure private network to provide access to the Internet, email, and robust productivity applications available on a transaction or subscription basis to physicians, physician organizations, pharmacies, and hospitals. Some of its online applications include business tools for hospital messaging, lab orders and results, streamlined purchasing, prescription writing, claims processing, eligibility checking, formulary-compliance, credentialing, Web site creation, and physician-patient communications via the Internet. More information and subscriptions to the company's product designed for the physician practice are available online at www.cybear.com or by calling 877.999.3001. Cybear offers free access to a variety of consumer health news and information on diseases and wellness to help the entire family manage its health at www.cybear.com.

Eliginet(tm) is a product of Eliginet.com which develops and markets a secure, Web-based, healthcare information distribution product suite targeted to delivering accurate, timely, managed care and financial information to the physician desktop. The company is based in Chicago, Ill. More information can be found at www.eliginet.com.

The Merallis Company (www.merallis.com), based in Rocky Hill, Conn., delivers intelligent e-commerce solutions for the healthcare industry. Merallis offers a powerful set of comprehensive Internet/Extranet software tools and services designed to improve the productivity, cash flow and profitability of its customers. Healthcare providers, payors, ancillaries, and managed care organizations can all benefit from Merallis solutions, which include: claims validation and processing; sophisticated data consolidation, repository, mining and reporting functions; connectivity and networking solutions; and a variety of other e-commerce services.

Forward-looking statements (statements which are not historical facts) in this release are made pursuant to the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. For this purpose, any statements contained in this report that are not statements of historical fact may be deemed to be forward-looking statements. Without limiting the generality of the foregoing, words such as &uot;may,&uot; &uot;will,&uot; &uot;expect,&uot; &uot;believe,&uot; &uot;anticipate,&uot; &uot;intend,&uot; &uot;could,&uot; &uot;would,&uot; &uot;estimate,&uot; or &uot;continue&uot; or the negative other variations thereof or comparable terminology are intended to identify forward-looking statements. Investors are cautioned that all forward-looking statements involve risk and uncertainties, including those risks and uncertainties detailed in Cybear's filings with the Securities and Exchange Commission.