Cuyamaca Bank Achieves $100,000,000 In Assets.

Business Editors

SANTEE, Calif.--(BUSINESS WIRE)--June 16, 2003

Bruce Ives, president and CEO of Cuyamaca Bank, N.A. (the "bank") (OTCBB:CUYA) announced today that the bank has exceeded $100,000,000 in assets.

In the last three years, Cuyamaca Bank has doubled in size and has realized record profits each of those three years. This is a significant milestone that most banks look to achieve as it generally reflects a point at which the bank's administrative expenses can be fully absorbed, resulting in improved profitability.

Ives said, "This is a very exciting time at Cuyamaca Bank, as we have finally achieved one of the bank's primary strategic objectives that was set three years ago." Ives continued, "I am extremely proud of the teamwork and diligent effort put forth by everyone associated with Cuyamaca Bank. This certainly validates the commitment that the team at Cuyamaca Bank has made to providing great service to the communities we serve. I want to personally thank all the customers at Cuyamaca Bank for trusting us with all your banking needs and helping us achieve the success we have experienced over the last three years."

Founded in 1983, Cuyamaca Bank is an FDIC insured institution and offers local ownership, responsive management and personalized service. Cuyamaca Bank serves the San Diego County through offices in Santee, La Mesa, El Cajon, Encinitas and its SBA Department in La Mesa.

Cuyamaca Bank is traded under the symbol "CUYA" on the Over-the-Counter Bulletin Board.