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Crunch time for some.


Byline: By David Whinyates

Steer clear of social workers and doctors when you are out on the road - they are among the nation's most accident-prone drivers.

But you can rest easier if you are on the same bit of road as a farmer or gardener, who are among the least likely motorists in Britain to have an accident, according to according to
prep.
1. As stated or indicated by; on the authority of: according to historians.

2. In keeping with: according to instructions.

3.
 an insurance company.

Social workers come top of the list of motorists with the worst accident records, closely followed by doctors, chefs and recruitment consultants according to Churchill Insurance Churchill Insurance launched in 1989 by Martin Long as one of the UK's first direct motor insurers. Today Churchill provides a range of insurance products from Car Insurance to Travel Insurance. , which has studied the claims records of people from all walks of life.

The company says its database shows a massive difference between certain professions and the likelihood of having a car accident.

In contrast to social workers, farmers make the least number of car insurance claims.

The company says this is because they live and work in rural areas, which are more tranquil TRANQUIL - 1966. ALGOL-like language with sets and other extensions, for the Illiac IV. "TRANQUIL: A Language for an Array Processing Computer", N.E. Abel et al, Proc SJCC 34 (1969).  surroundings in which to work in comparison to a stressful office environment.

Churchill's data also shows that lorry drivers and ambulance drivers make fewer claims; they drive frequently and are therefore used to all types of road conditions, so are more confident drivers.

Darren McCauley, head of car insurance at Churchill, said, "The poorer claims experience associated with social workers inevitably reflects the long hours they work in a very stressful job.

"Consequently, when driving they're more likely to be tired, and, possibly, distracted.

"Conversely con·verse 1  
intr.v. con·versed, con·vers·ing, con·vers·es
1. To engage in a spoken exchange of thoughts, ideas, or feelings; talk. See Synonyms at speak.

2.
, those who have jobs where they work outdoors or drive for a living tend to have less accidents"

Another profession with a high accident rate is recruitment consultancy.

McCauley says: "Recruitment consultants often lead a hectic lifestyle - dashing to see clients during busy times of the day, driving to unfamiliar locations, and perhaps parking on the road or in public car parks when they arrive.

"People's occupations provide a useful lifestyle indicator, which we use to calculate our premiums," explains McCauley.

"It helps us to ensure customers with good claims records don't subsidise Verb 1. subsidise - secure the assistance of by granting a subsidy, as of nations or military forces
subsidize

pay - give money, usually in exchange for goods or services; "I paid four dollars for this sandwich"; "Pay the waitress, please"

2.
 those who make frequent claims. The data also suggests people not confined con·fine  
v. con·fined, con·fin·ing, con·fines

v.tr.
1. To keep within bounds; restrict: Please confine your remarks to the issues at hand. See Synonyms at limit.
 to a desk during the day make fewer claims."

Most frequent claimers:

1: Social worker

2: Doctor

3: Chef

4: Recruitment consultant

5: Management consultant

6: Solicitor

7: Researcher

8: Marketing manager

9: Security guard

10: Financial adviser

And the least frequent

1: Farmer

2: Gardener

3: Mechanical engineer

4: Mechanic

5: Storeman

6: HGV/lorry driver

7: Ambulance driver

8: Foreman

9: Draughtsman

10: Painter
COPYRIGHT 2004 MGN Ltd.
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2004 Gale, Cengage Learning. All rights reserved.

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Article Details
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Publication:Evening Chronicle (Newcastle, England)
Date:May 14, 2004
Words:409
Previous Article:Take model for a drive.
Next Article:Speed records are off to a flying start.



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