Critical-illness product benefits.Colonial Supplemental Insurance has developed a guaranteed-issue group voluntary critical-insurance product that can pay benefits for multiple and recurrent illnesses. The product offers three categories of covered illnesses, and insureds can receive benefits once from each category. A recurrence recurrence /re·cur·rence/ (-ker´ens) the return of symptoms after a remission.recur´rent re·cur·rence n. 1. benefit is optional. Covered illnesses and procedures include heart attack, organ transplants organ transplant: see transplantation, medical. , stroke, coronary bypass surgery Coronary bypass surgery A surgical procedure which places a shunt to allow blood to travel from the aorta to a branch of the coronary artery at a point past an obstruction. Mentioned in: Cardiac Catheterization, Thallium Heart Scan , end-stage renal failure renal failure n. Acute or chronic malfunction of the kidneys resulting from any of a number of causes, including infection, trauma, toxins, hemodynamic abnormalities, and autoimmune disease, and often resulting in systemic symptoms, especially edema, , blindness, permanent paralysis and cancer. Also available is family coverage. Benefits, including a wellness benefit, are paid directly to the insured. Learn More Trustmark Insurance Company A.M. Best Company # 06165 Distribution: Diverse distribution channels Colonial Life and Accident Insurance Co. A.M. Best Company # 06238 Distribution: Independent contractors A person who contracts to do work for another person according to his or her own processes and methods; the contractor is not subject to another's control except for what is specified in a mutually binding agreement for a specific job. and brokers Philadelphia Insurance Cos. A.M. Best Company # 18667 Distribution: Agents, brokers, wholesalers and a regional sales force For ratings and other financial strength information about these companies, visit www.ambest.com. |
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