Creative approaches.When it comes to coping with sky-rocketing health-care costs, employers are getting creative. In the annual "Employer Survey on Managed Care" sponsored by Deloitte & Touche and Business & Health Magazine, only 44 percent of employers surveyed planned to pass those additional costs on to employees through higher employee contributions, cheaper health plans or fewer plan choices. Instead, a larger--48 percent of those surveyed--are using plan design changes as their primary strategy, targeting prescription drug prescription drug Prescription medication Pharmacology An FDA-approved drug which must, by federal law or regulation, be dispensed only pursuant to a prescription–eg, finished dose form and active ingredients subject to the provisos of the Federal Food, Drug, benefits. Part of the strategy includes controlling pharmacy pharmacy, art of compounding and dispensing drugs and medication. The term is also applied to an establishment used for such purposes. Until modern times medication was prepared and dispensed by the physician himself. In the 18th cent. costs through mandatory generic Generic Describes the characteristics and/or experience of the total universe of a coupon of MBS sector type; that is, in contrast to a specific pool or collateral group, as in a specific CMO issue. substitution Substitution Arsinoë put her own son in place of Orestes; her son was killed and Orestes was saved. [Gk. Myth.: Zimmerman, 32] Barabbas robber freed in Christ’s stead. [N.T.: Matthew 27:15–18; Swed. Lit. policies, employee-employer premium cost shoring or employing a pharmaceutical benefits manager for controlling pharmacy costs. |
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