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Course corrections: driving disability rates of his company's drivers in one direction--downward.


With some 330 trucks out on the road for the better part of the day making deliveries to customers, it's no surprise that auto liability would be one of the big concerns for McCoy Building Supply Centers.

McCoy Building Supply is a family-owned company that operates 87 locations and has more than 2000 employees in five states, including Arkansas Arkansas, river, United States
Arkansas (ärkăn`zəs, är`kənsô'), river, c.1,450 mi (2,330 km) long, rising in the Rocky Mts., central Colo.
, Mississippi, New Mexico New Mexico, state in the SW United States. At its northwestern corner are the so-called Four Corners, where Colorado, New Mexico, Arizona, and Utah meet at right angles; New Mexico is also bordered by Oklahoma (NE), Texas (E, S), and Mexico (S). , Oklahoma and Texas.

[ILLUSTRATION OMITTED]

An analysis of the data by McCoy's insurer An individual or company who, through a contractual agreement, undertakes to compensate specified losses, liability, or damages incurred by another individual.

An insurer is frequently an insurance company and is also known as an underwriter.
 Liberty, Mutual, however, showed, that the San Marcos San Marcos (săn mär`kəs).

1 City (1990 pop. 38,974), San Diego co., S Calif., a northern suburb of San Diego; settled 1880s, inc. 1963.
, Texas-based building supplies distributor had a problem.

Based on a benchmark analysis, McCoy Building Supply was doing twice as poorly as other businesses in its region.

The company decided to tackle the problem by implementing a decision-driving program that is based on an off-the-shelf program developed by the carrier.

But Eastwood took that program and customized it to make it more meaningful for McCoy drivers and the company's business in particular.

Decision driving is more than just driver training because people are expected to already know how to drive. Instead, the course teaches drivers how to anticipate problems, instills awareness of their surroundings and offers tips on how to do that.

Eastwood customized the program for McCoy drivers, who drive big trucks down residential roads, loading and unloading Unloading

Selling securities or commodities whose prices are dropping to minimize loss.
 lumber lumber, term for timber that has been cut into boards for use as a building material. The major steps in producing lumber involve logging (the felling and preparation of timber for shipment to sawmills), sawing the logs into boards, grading the boards according to  and other kinds of building materials Building materials used in the construction industry to create .

These categories of materials and products are used by and construction project managers to specify the materials and methods used for .
 and deliver them to people's homes.

Those drivers needed to know how to handle the trucks, how to secure the materials, how to get the materials on and off the truck and how to bring the materials onto someone's property without damaging the property or injuring workers.

After developing that program, Eastwood decided to implement it by training the trainers first. He brought in the assistant managers of the company's stores and had them take the course and then sent them out to train the company's drivers.

The course is flexible enough so that there's something in it not just for new truck drivers but also for experienced ones as well.

The result is that McCoy's record, which was once twice as bad as the competition's, is now 50 percent better than the competition's, he said.

"We are now the benchmark," Eastwood said. "Decision driving has brought our losses way down," he said.

McCoy's accident frequency has been cut in half over the last two years as a result of this program, said Linda Flowers Linda Flower is a composition theorist. She is best known for her emphasis on cognitive rhetoric, but has more recently published in the field of service learning. Flower currently serves Carnegie Mellon University as a professor of rhetoric. , executive account representative at Liberty Mutual.

In general liability, the frequency is also down 50 percent because of behaviors he has been able to change in the stores, she said.

Eastwood has also put a lot of effort into the company's return to work effort. "We're probably known as the most aggressive return to work program in this part of the country," he said. "I'll take anybody back with any restrictions," he said.

He said he believes that it is better for workers to be able to return to work quickly, better for them physically and better for them mentally.

McCoy's disability day rate today is one tenth what it was about seven years ago, he said.

Flowers said Eastwood has gone above and beyond for workers by calling them up if they are injured in·jure  
tr.v. in·jured, in·jur·ing, in·jures
1. To cause physical harm to; hurt.

2. To cause damage to; impair.

3.
 on the job and asking if he can stop by to visit them and if there is anything he can bring. "He takes them food, he makes sure they get to the doctor," she said. "He's very hands on. He communicates with them without being intrusive in·tru·sive  
adj.
1. Intruding or tending to intrude.

2. Geology Of or relating to igneous rock that is forced while molten into cracks or between other layers of rock.

3. Linguistics Epenthetic.
,"

And Eastwood said he has made it a priority to always be available for employees who may have a problem and need his guidance and advice.

"They have got to be able to get a hold of somebody," Eastwood said.

Between the hours of 8 a.m. and 5 p.m., if they need someone, they can hit zero and tell the operator they need to talk to someone in risk management and he can be tracked down, Eastwood said. After hours Adv. 1. after hours - not during regular hours; "he often worked after hours"  and on weekends, he tells employees and management to call him on his cell phone.

"I'll answer it. They may not get me immediately, but they will get me," he said. "They want to reach someone--that's their biggest complaint."
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Title Annotation:RISK & INSURANCE[R] RISK INNOVATORS: RETAIL/WHOLESALE
Author:Vowinkel, Patricia
Publication:Risk & Insurance
Date:Sep 15, 2008
Words:695
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