Correction - Fitch Upgrades 2 & Affirms 17 of 4 WFS Financial Owner Trust Transactions.

NEW YORK -- (This is a correction for a press release that was published earlier today. It corrects the amount of classes upgraded in the release.)

Fitch Ratings has upgraded two and affirmed seventeen classes of four WFS Financial Owner Trust asset-backed transactions, as follows:

WFS 2004-2

--Class A-4 notes affirmed at 'AAA';

--Class B notes affirmed at 'AAA';

--Class C notes upgraded to 'AAA' from 'AA';

--Class D notes upgraded to 'AA' from 'A';

WFS 2004-3

--Class A-4 notes affirmed at 'AAA';

--Class B notes affirmed at 'AAA';

--Class C notes affirmed at 'AA';

--Class D notes affirmed at 'A';

WFS 2004-4

--Class A-3 notes affirmed at 'AAA';

--Class A-4 notes affirmed at 'AAA';

--Class B notes affirmed at 'AAA';

--Class C notes affirmed at 'AA';

--Class D notes affirmed at 'A';

WFS 2005-1

--Class A-3 notes affirmed at 'AAA';

--Class A-4 notes affirmed at 'AAA';

--Class B notes affirmed at 'AAA';

--Class C notes affirmed at 'AA';

--Class D notes affirmed at 'A'.

The collateral continues to perform within Fitch's expectations and, under the credit enhancement structure, the securities can now withstand stress scenarios consistent with the upgraded ratings and still make full payments to investors in accordance with the terms of the documents. As before, the ratings reflect the quality of WFS Financial Inc. retail auto loan originations, the sound financial and legal structure of the transaction, and the strength of servicing provided by WFS Financial Inc.

Fitch's rating definitions and the terms of use of such ratings are available on the agency's public site, www.fitchratings.com. Published ratings, criteria and methodologies are available from this site, at all times. Fitch's code of conduct, confidentiality, conflicts of interest, affiliate firewall, compliance and other relevant policies and procedures are also available from the 'Code of Conduct' section of this site.