Correction: Fitch Rates Wachovia Bank, National Association - JPMorgan Chase 2002-WHALE 1.

Business Editors

NEW YORK--(BUSINESS WIRE)--Dec. 4, 2002

(This is an amended version of a press release issued Nov. 27, 2002, containing revised rating information on class K and in paragraph 2, and the addition of class J, which was not listed in the original press release.)

Wachovia Bank, National Association - JPMorgan Chase Bank Commercial Mortgage Trust commercial mortgage pass-through certificates, series 2002-WHALE 1 are rated by Fitch as follows:

-- $330,000,000 class A-1 'AAA';

-- $217,100,000 class A-2 'AAA';

-- $805,723,114 class X-1A 'AAA';

-- $805,723,114 class X-1B 'AAA';

-- $299,760,000 class X-2 'AAA';

-- $33,000,000 class X-3 'AAA';

-- $59,556,000 class B 'AAA';

-- $27,535,000 class C 'AA+';

-- $33,168,000 class D 'AA';

-- $17,570,000 class E 'AA-';

-- $19,799,000 class F 'A+';

-- $22,338,000 class G 'A';

-- $14,470,000 class H 'A-';

-- $15,991,000 class J 'BBB+';

-- $17,118,000 class K 'BBB';

-- $31,078,114 class L 'BBB-';

All classes are publicly offered. The certificates represent beneficial ownership interest in the trust, primary assets of which are eight floating-rate loans and senior participation interests in five additional floating rate loans having an aggregate balance of approximately $805.7 million, as of the cutoff date.

For a detailed description of Fitch's rating analysis, please see the report titled 'Wachovia Bank, National Association - JPMorgan Chase Bank, Series 2002-WHALE 1', dated Nov. 8, 2002 and available on the Fitch Ratings web site at www.fitchratings.com.