Corporate Profile for Temecula Valley Bank N.A., dated July 26, 2002.

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Published Date:   July 26, 2002

Company Name:     Temecula Valley Bank N.A.

Address:          27710 Jefferson Ave., A-100
                  P.O. Box 690
                  Temecula, CA  92593-0690

Main Telephone
 Number:          909/694-9940

Internet Home
 Page Address
  (URL)           Temvalbank.com

Chief Executive
 Officer:         Stephen H. Wacknitz

Chief Financial
 Officer:         Donald A. Pitcher

Investor Relations
 Contact:         Donald A. Pitcher
 Business number: 909/506-1050
 E-mail address:  [e-mail]

Public Relations
 Contact:         Cheryl Butler Rolf
 Business number: 909/694-9940
 E-mail address:  [e-mail]

Industry:         Banking

Trading Symbol/
 Exchange:        TMCV:OTCBB

Market Makers:    Troy K. Norlander
                  The Seidler Companies
                  800/288-2811

                  James P. Stephan
                  First Wall Street Corp.
                  800/453-2255

                  Dave Bonaccorso
                  Hoefer & Arnett
                  800/346-5544

                  Geoffrey C. Church
                  J. Alexander Securities
                  800/540-2539

Company description: Temecula Valley Bank N.A. is a $260 million commercial bank serving communities in North and East San Diego County and throughout the Inland Empire.

The bank operates full service offices in Temecula, Murrieta, Fallbrook, Escondido and El Cajon, Calif., with SBA loan offices in the following areas: Santa Ana, Calif.; Sherman Oaks, Calif.; Fresno, Calif.; Chico, Calif.; Tampa/St. Petersburg, Fla.; Coral Springs, Fla.; Raleigh, N.C.; Knoxville, Tenn.; Atlanta; Greenville, S.C. and Bethesda, Md.

Since its founding in 1996, Temecula Valley Bank has consistently reported increasing profits. For the year ended Dec. 31, 2001, the bank posted record earnings of $1,803,581. The bank's revenue increased 64% to $12,555,000 in 2000 and increased 67% to $20,975,000 in 2001. The bank has had two 2 for 1 stock splits, one in April 1998 and one in April 1999. The initial public offering was $10.00 per share and adjusted to $2.50 per share as a result of the stock splits. In 1997, 162,600 shares were publicly traded, 140,900 in 1998, 283,905 in 1999, 228,900 in 2000, and 909,514 in 2001. The bank's common stock is traded OTC with the stock symbol TMCV.OB, and the stock warrants symbol is TMCVW.OB

Temecula Valley Bank offers a broad range of banking services, including personal and business checking accounts. The Bank also offers various types of interest-bearing deposit accounts that include interest-bearing checking, money market, savings, IRA, SEP and time certificates of deposit. For loan products, the bank offers a wide variety that includes: SBA loans, commercial loans and letters of credit, construction loans, residential real estate loans (including VA, FHA & CAL VET), second mortgages, home improvement and consumer/automobile loans.