Corporate Profile for Temecula Valley Bank, dated July 16, 2001.

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Published Date:   July 16, 2001

Company Name:     Temecula Valley Bank, N.A.

Address:          27710 Jefferson Ave., A-100
                  P.O. Box 690
                  Temecula, CA  92593-0690

Main Telephone
 Number:          909/694-9940

Home Page (URL):  Temvalbank.com

Chief Executive
 Officer:         Stephen H. Wacknitz

Chief Financial
 Officer:         Donald A. Pitcher

Investor Relations
 Contact:         Donald A. Pitcher
 Business number: 909/506-1050
 E-mail address:  [e-mail]

Public Relations
 Contact:         Cheryl Butler Rolf
 Business number: 909/694-9940
 E-mail address:  [e-mail]

Industry:         Banking

Trading Symbol/
 Exchange:        TMUL.OB

Market Makers:    Sutro & Co.
                  Troy K. Norlander, 800/288-2811

                  Hoefer & Arnett
                  Dave Bonaccorso, 800/346-5544

                  First Wall Street Corp.
                  James P. Stephan, 858/454-3551

      Company description: Temecula Valley Bank, N.A. is a $150 million
commercial bank serving communities in North and East San Diego County
and throughout the Inland Empire. The bank operates full service
offices in Temecula, Murrieta, Fallbrook, Escondido and El Cajon,
Calif., with SBA loan offices in the following areas: Sherman Oaks,
Fresno, Sacramento, Denver, Tampa/St. Petersburg, Fla., Coral Springs,
Fla., Jacksonville, Fla., Raleigh, N.C., Knoxville, Tenn., Randolph,
N.J. and Greenville, S.C.
      Since its founding in 1996, Temecula Valley Bank has consistently
reported increasing profits. For the year ended Dec. 31, 2000, the
bank posted record earnings of $1,260,302. The bank's revenue
increased 39% to $7,678,000 in 1999 and increased 64% to $12,555,000
in 2000. The bank has had two 2 for 1 stock splits, one in April 1998
and one in April 1999. The initial public offering was $10.00 per
share and adjusted to $2.50 per share as a result of the stock splits.
In 1997, 162,600 shares were publicly traded, 140,900 in 1998, and
283,905 in 1999. The bank's common stock is traded OTC with the stock
symbol TMUL.OB and the banks' Internet Web site can be reached at
www.temvalbank.com.
      Temecula Valley Bank offers a broad range of banking services,
including personal and business checking accounts. The bank also
offers various types of interest-bearing deposit accounts that include
interest-bearing checking, money market, savings, IRA, SEP and time
certificates of deposit. For loan products, the bank offers a wide
variety that include: SBA loans, commercial loans and letters of
credit, construction loans, residential real estate loans (including
VA, FHA & CAL VET), second mortgages, home improvement and
consumer/automobile loans.

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   CONTACT:  Temecula Valley Bank
             Stephen H. Wacknitz, President/CEO
             909/694-9940

   KEYWORD:  CALIFORNIA
   INDUSTRY KEYWORD:  BANKING
   PROFILE: YES