Corporate Profile for CyberBills, Inc., dated Nov. 10, 2000.

Business Editors

--(BUSINESS WIRE)

The following Corporate Profile is available for inclusion in your files. News releases for this client are distributed by Business Wire and also become part of the leading databases and online services, including all of the leading Internet-based services.

Published Date:   Nov. 10, 2000

Company Name:     CyberBills, Inc.

Address:          4405 Fortran Drive
                  San Jose, CA 95134-2308
                  USA

Main Telephone
 Number:          408/844-0340

Chief Executive
 Officer:         John Simpson

Chief Financial
 Officer:         Steve Guerrettaz

Investor Relations
 Contact:         Steve Guerrettaz
 Business number: 408/844-0340

Public Relations
 Contact:         Pam Goncalves
 Business number: 408/844-7290
 E-mail address:  [e-mail]

Industry:         Electronic Bill Presentment and Payment (EBPP)

Company description: CyberBills is the leading EBPP Application Service Provider and first company to offer a 100 percent bill/invoice management service that allows customers to view, pay, manage and automate all of their bills or invoices -- paper or electronic -- online. Founded in 1998 with headquarters in San Jose, Calif., CyberBills provides a suite of electronic bill presentment and payment solutions to financial institutions, brokerage firms, credit unions, technology companies and e-commerce portals.

Financial institutions and other companies looking to add online bill/invoice management to their portfolio of services for end consumers or small-to-medium sized business customers can offer one or all of the following CyberBills solutions under their own brand:

-- Total Bill Management, a complete online bill presentment and payment service with unique features such as email alerts when new bills arrive, online archives, data aggregation to view balances of online financial accounts and automatic or manual payment options;

-- Pay Anyone, a service that allows consumers to pay any and all bills online while receiving them physically;

-- Business Payables Management, the world's first complete EBPP solution for small businesses designed to manage all of a company's invoices -- paper and electronic -- over the Internet, featuring invoice splitting and General Ledger allocation, multiple users and approval levels, plus upload and download compatibility with popular accounting packages.

CyberBills allows its partners to offer any of the above services under their own trusted brand, look and feel and provides complete back-office support, service customization and technology integration that allow quick and cost-effective market entry. A few of the partners that have already chosen CyberBills as their EBPP Application Service Provider include Intuit, AOL, Texaco, 3Com, JP Morgan, USABancshares, Trade.com, Patelco, Freei and other financial institutions, technology companies and large-scale corporations.

CyberBills handles bills and invoices in any format: paper, E-bills and as input from all of the major software and Biller Service Providers (BSPs) such as billserv.com, Princeton eCom, YourAccounts.com, Avolent, edocs and others. The company also offers wireless bill management capabilities on web-enabled phones and PDA's through its relationship with Aether Systems and through Internet Appliance Devices via its alliance with 3Com.

In addition to offering its services through partners, consumers can sign up for CyberBills' wholly-owned bill management site, StatusFactory.com and business customers can manage their invoices online at APFactory.com. For more information about CyberBills, visit www.cyberbills.com.