Corporate Profile for Bank of Sacramento, dated Nov. 6.

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Published Date:   Nov. 6, 1998

Company Name:     Bank of Sacramento

Address:          1750 Howe Ave., Suite 100
                  Sacramento, CA  95825-3367

Main Telephone
 Number:          916/648-2100

Chief Executive
 Officer:         William J. Martin

Chief Financial
 Officer:         Andrew S. Popovich

Investor Relations/
 Public Relations
 Contact:         William J. Martin
 Business number: 916/648-2623

Trading Symbol/
 Exchange:        BKSO/Nasdaq OTC BB

Industry:         Banking/Financial

Market Makers:    Sutro & Co./Troy Norlander, 909/866-4183 (fax)
                  Van Kasper & Co./Glen Richardson, 916/971-8884 (fax)

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Company description: Bank of Sacramento (BKSO) commenced operation on July 13, 1998 with original capital of $11.5 million. BKSO was the first locally owned community bank to be started in Sacramento in 15 years and is designed to fill the void left by the numerous sales and mergers of community banks in the area that have taken place over the past few years.

BKSO operates out of a single office and concentrates on servicing small- to medium-sized businesses and professionals in the area. BKSO provides its customers with both an exemplary level of personal service and an array of technologically based products unique for a bank its size.

BKSO also provides non-FDIC insured products and services through an association with the locally owned financial advisory firm of Webster Stone.