Corillian Joins Spectrum Network.

Business Editors

PORTLAND, OR & ATLANTA--(BUSINESS WIRE)--Dec. 12, 2001

Corillian Voyager to be Certified on

Spectrum Network; Expanding Spectrum Network

Adds Over Three Million Potential Online Consumers

Corillian Corp. (NASDAQ: CORI), a leading global provider of eFinance solutions, and Spectrum EBP, a payment systems company for electronic bill presentment and payment (EBPP), today announced a strategic alliance in which Corillian's Voyager Internet banking platform will be certified to the Spectrum network. Corillian Voyager enables financial institutions to offer presentment and payment functionality for their online retail banking customers while Spectrum will process and route the transactions through its extensive network of participants.

"Corillian is a respected brand in the financial services marketplace and our alliance is in response to the industry's continued demand for Spectrum's open, bank-centric EBPP platform," said John M. Perry, Spectrum's Chairman and CEO. "The addition of Corillian's online banking customers to the Spectrum network and access to the Voyager platform creates additional value for all our participants while reinforcing the openness and flexibility on which we were founded."

Corillian Voyager - The Operating System for eFinance(TM) -- is a high-performance platform that allows for the delivery of a wide range of financial services to customers via the Internet. Voyager provides a direct link between a financial institution's host system and its customers, using Internet browsers, personal financial management software and internet-ready wireless devices. Voyager's open architecture design allows an institution to quickly integrate emerging technologies and deploy the platform in-house or in a secure data center while providing a personalized portal to its customers.

"This relationship will help us expand the functionality and capabilities of our Voyager platform," said Alex Hart, president of Corillian. "Many of our financial institution clients were asking for access to the Spectrum network. This alliance will allow us to better serve our clients and gives their customers added electronic bill payment and bill presentment services."

Founded by J.P. Morgan Chase, Wachovia and Wells Fargo, Spectrum routes online payments, presentments, invoices, statements and other related information through an EBPP switch. A total of 24 financial institutions belong to the Spectrum network or have signed letters of intent to participate in the network, including six of the top ten U.S. banks. Spectrum features the industry's only standards-based OFX/IFX platform enabling participants to benefit from low-cost switch fees, a good funds model and a unique same-day settlement process. The expansive reach of the Spectrum network is comprised of nearly 8 million online banking customers from its founders and 282 large-industry billers through strategic alliances with 11 technology partners.

About Corillian

Based in Oregon, and with international offices in Europe, Asia and Australia, Corillian Corporation is an award-winning provider of eFinance-enabling software for the financial services industry. Built on the Microsoft Windows 2000 platform, Corillian applications support Internet banking, bill delivery and payment, brokerage, customer relationship management, enhanced data aggregation, and small business transactions. Voyager can be deployed on-site at the financial firm or in the state-of-the-art Corillian Data Center. Corillian technology also enables Open Financial Exchange (OFX) access by finance management software packages such as Quicken(R), QuickBooks(R) and Microsoft(R) Money. For more information about Corillian Corporation, visit our Web site at www.corillian.com.

About Spectrum

Spectrum EBP, LLC, headquartered in Atlanta, Ga., is an independent payment systems company fully owned by J.P. Morgan Chase & Co. (JPM), Wachovia Corporation (WB) and Wells Fargo & Company (WFC). Formed to facilitate the exchange of electronic bills and payments, Spectrum's mission is to provide a secure, open and interoperable infrastructure to electronically link consumer and biller service providers. Additionally, Spectrum seeks to provide value to its participants by providing superior service and reducing overall bill presentment and payment costs. Spectrum does not host any bills directly, nor does it retain any bill details. Including the three founders, 24 financial institutions currently belong go the Spectrum network or have signed letters of intent to participate in the network including Citibank, Fleet, First Tennessee, Hibernia, M&I bank, Provident Bank and Union Bank of California. More information on Spectrum can be found at www.spectrumebp.com.