Consumer credit.

CONSUMER CREDIT
[Billions of dollars; seasonally adjusted]

                      Consumer credit outstanding
                            (end of period)

Period             Total   Revolving   Nonrevolving (2)

1999: Dec        1,532.4       610.7          921.7
2000: Dec        1,717.7       683.7        1,034.0
2001: Dec        1,867.3       716.6        1,150.7
2002: Dec        1,974.3       748.8        1,225.5
2003: Dec        2,078.3       770.4        1,307.9
2004: Dec        2,191.6       799.8        1,391.8
2005: Dec        2,285.2       824.5        1,460.7
2006: Dec        2,387.7       874.6        1,513.1
2007: Dec        2,519.0       939.5        1,579.5
2008: Dec (r)    2,563.3       961.6        1,601.7

2008: Mar        2,549.0       957.3        1,591.7
      Apr        2,558.8       957.3        1,601.5
      May        2,565.5       963.0        1,602.5
      June       2,574.1       965.8        1,608.3
      July (r)   2,581.8       972.1        1,609.7
      Aug (r)    2,575.8       974.2        1,601.6
      Sept (r)   2,582.8       976.8        1,606.0
      Oct (r)    2,578.3       973.9        1,604.4
      Nov (r)    2,568.9       968.2        1,600.7
      Dec (r)    2,563.3       961.6        1,601.7

2009: Jan (r)    2,570.3       961.0        1,609.3
      Feb        2,562.2       951.3        1,610.9
      Mar (p)    2,551.1       945.9        1,605.2

                      Net change in consumer
                      credit outstanding (1)

Period           Total   Revolving   Nonrevolving (2)

1999: Dec        111.4        29.3           82.1
2000: Dec        185.3        73.0          112.3
2001: Dec        149.6        32.9          116.7
2002: Dec        107.0        32.2           74.8
2003: Dec        104.0        21.6           82.4
2004: Dec        113.3        29.4           83.9
2005: Dec         93.6        24.7           68.9
2006: Dec        102.5        50.1           52.4
2007: Dec        131.3        64.9           66.4
2008: Dec (r)     44.3        22.1           22.2

2008: Mar         12.1         5.9            6.2
      Apr          9.8          .0            9.8
      May          6.7         5.7            1.0
      June         8.6         2.8            5.8
      July (r)     7.7         6.3            1.4
      Aug (r)     -6.0         2.1           -8.1
      Sept (r)     7.0         2.6            4.4
      Oct (r)     -4.5        -2.9           -1.6
      Nov (r)     -9.4        -5.7           -3.7
      Dec (r)     -5.6        -6.6            1.0

2009: Jan (r)      7.0         -.6            7.6
      Feb         -8.1        -9.7            1.6
      Mar (p)    -11.1        -5.4           -5.7

(1) Change based on data in billions of dollars as shown here.
For year-end data, change from preceding year-end; for monthly
data, change from preceding month.

(2) Includes automobile loans and all other loans not included
in revolving credit, such as loans for mobile homes, education,
boats, trailers, or vacations. These loans may be secured or
unsecured.

NOTE.--Effective October 7, 2003 data beginning 1977 include
student loans extended by the Federal Government and by SLM
Holding Corporation.

Source: Board of Governors of the Federal reserve System.