Consumer Direct of America Signs Agreement to Expand Its Warehouse Banking Lines of Credit by $15 Million.

LAS VEGAS -- Consumer Direct of America (OTCBB:CSUA) (CDA), a fast-growing mortgage banker/broker, today announced that it has executed an agreement to expand its mortgage banking warehouse lines of credit by $15 million dollars. The new credit facility provided by Vista Capital (a division of Club Vista Holdings) provides for an unrestricted $10 million credit facility primarily for HELOC (Home Equity Line of Credit) type loans and special circumstance loans the company chooses to bank. The company also secured a $5 million line of credit for "haircut" fees the company needs to pay for loans submitted on its other warehouse banking lines.

Chairman & CEO Michael A. Barron said: "The addition of these two credit facilities gives us a virtually unrestricted capability to bank our own loans through Vista Capital. The combination of these new lines of credit brings us to a total in place credit capacity in excess of $35 million. As the company continues on its acquisition strategy for mortgage brokers, these banking facilities greatly enhance and expand our product offering."

About Consumer Direct of America

Consumer Direct of America (OTCBB:CSUA) is a fast-growing provider of residential mortgages. It employs over 600 people, 450 of whom are residential mortgage real estate brokerage professionals who have closed-loan volume of $1.6 billion, which accounted for over 8,000 loan transactions in 2004. Consumer Direct operates 54,000 sq. ft. of telesales and branch office space with 47 locations in 34 states. Emerging as a national leader in mortgage banking/brokerage and ancillary services, the company plans to have 10 regional hubs across the United States by the end of 2005. The company's core competence in direct-to-consumer marketing technologies and methods results in efficiency rates that are up to 150 percent higher than industry averages. Consumer Direct has embarked on an aggressive acquisition campaign to purchase mortgage brokerage companies. For more information, please visit the company's Web site at www.cdofamerica.com.

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