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Consumer Confidence Survey.

Consumers Concerned About Current Conditions

December Results

The Conference Board's Consumer Confidence Index, which had rebounded in November, gave back most of the gain in December. The Index now stands at 80.3 (1985=100), down from 84.9 in November. The Present Situation Index fell to 69.9 from 78.3. The Expectations Index declined to 87.2 from 89.3.

The Consumer Confidence Survey is based on a representative sample of 5,000 U.S. households. The monthly survey is conducted for The Conference Board by NFO WorldGroup, a member of The Interpublic Group of Companies (NYSE: IPG). The December preliminary survey period dates were December 1st - 16th

Consumers' assessment of current conditions was more dour than in November. Respondents rating current business conditions as "good" decreased to 14.6 percent from 16.1 percent. Those holding the opposite view remained virtually unchanged at 25.8 percent. Consumers reporting jobs are hard to get rose to 29.8 percent, up from 223 percent last month. Those claiming jobs are plentiful decreased to 12.4 percent from 14.2 percent.

Consumers' expectations, while overall more pessimistic than in November, were mixed. The percentage of respondents expecting business conditions to improve in the next six months edged up slightly to 20.8 percent from 20.3 percent. Consumers expecting conditions to worsen improved moderately, declining to 11.0 percent from 11.3 percent. The employment outlook, however, was less favorable. Consumers expecting fewer jobs in the coming months rose to 20.2 percent from 18.8 percent. Those anticipating more jobs edged down to 15.1 percent from 15.4 percent. Income expectations were also less optimistic. Currently, 18.7 percent of consumers anticipate an increase in their income, down from 19.4 percent in November.

While the latest signals from the consumer are less favorable than last month, they are in keeping with the rather mixed bag of economic news. The key in dampening consumers' spirits has been the rising unemployment rate and the rather discouraging job outlook. Until there is an improvement in labor market conditions, there is not likely to be a significant upturn in consumer confidence.

[GRAPH OMITTED]

[GRAPH OMITTED]
Consumer Confidence 80.3
 -4.6

Present Situation 69.9
 -8.4

Expectations 87.2
 -2.1

Consumer Confidence and Buying Plans

Based on surveys conducted by NFO Research, Inc.

Percentage of households = 100%


 2001 2002
All Series seasonally adjusted Dec. Jan. Feb.

Composite Series: Index Numbers,
 1985 = 100

Consumer Confidence Index 94.6 97.8 95.0
 Present Situation 97.8 98.1 96.4
 Expectations 92.4 97.6 94.0

Appraisal of Present Situation: Percent

Business Conditions
 Good 17.3 18.2 17.6
 Bad 21.7 22.4 22.8
 Normal 61.0 59.4 59.6
Employment
 Jobs plentiful 17.9 18.4 18.2
 Jobs not so plentiful 60.2 59.1 59.2
 Jobs hard to get 21.9 22.5 22.6

Expectations for Six Months Hence:
 Percent

Business Conditions
 Better 22.2 24.9 22.3
 Worse 11.6 9.8 11.1
 Same 66.2 65.3 66.6
Employment
 More jobs 16.5 18.9 18.3
 Fewer jobs 19.3 18.0 19.5
 Same 64.2 63.1 62.2
Income
 Increase 21.5 *0.1 20.5
 Decrease 9.1 *9.6 9.2
 Same 69.4 70.3 70.3

Plans to Buy Within Six Months: Percent

Automobile
 Yes 8.0 7.6 8.1
 New 3.6 3.0 3.2
 Used 3.5 3.4 3.4
 Uncertain 0.9 1.2 1.5
Home
 Yes 4.1 4.0 3.9
 New 1.0 1.0 1.1
 Lived in 2.2 1.6 1.8
 Uncertain 0.9 1.4 1.0
Major appliances
 Total plans 26.9 27.7 28.5
 Refrigerator 4.2 5.2 4.8
 Washing machine 3.5 3.0 4.3
 TV Set 6.7 7.4 6.8
 Vacuum Cleaner 5.3 4.5 5.0
 Range 3.2 3.2 2.7
 Clothes dryer 2.8 2.8 3.3
 Air conditioner 1.2 1.6 1.6
Carpet 5.3 6.2 4.5

Vacation Intended Within Six Months:
 Percent

Vacation Intended 43.6 44.7
 Destination
 U.S. 35.6 38.1
 Foreign country 8.6 8.7
 Means of Travel
 Automobile 24.0 25.8
 Airplane 16.4 17.5
 other 4.2 4.0


 2002
All Series seasonally adjusted Mar. Apr. May

Composite Series: Index Numbers,
 1985 = 100

Consumer Confidence Index 110.7 108.5 110.3
 Present Situation 111.5 106.8 111.2
 Expectations 110.2 109.6 109.7

Appraisal of Present Situation: Percent

Business Conditions
 Good 21.0 19.7 21.2
 Bad 18.3 19.4 18.5
 Normal 60.7 60.9 60.3
Employment
 Jobs plentiful 20.6 20.9 21.2
 Jobs not so plentiful 58.3 56.4 57.0
 Jobs hard to get 21.1 22.7 21.8

Expectations for Six Months Hence:
 Percent

Business Conditions
 Better 25.4 26.0 24.9
 Worse 6.2 6.4 6.8
 Same 68.4 67.6 68.3
Employment
 More jobs 20.7 22.2 21.2
 Fewer jobs 13.5 14.8 13.6
 Same 65.8 63.0 65.2
Income
 Increase 22.7 21.1 21.1
 Decrease 8.6 8.1 7.8
 Same 68.7 70.8 71.1

Plans to Buy Within Six Months: Percent

Automobile
 Yes 7.0 7.8 7.9
 New 2.6 4.3 3.8
 Used 3.2 2.5 2.7
 Uncertain 1.2 1.0 1.4
Home
 Yes 3.5 3.9 3.6
 New 1.0 1.4 1.1
 Lived in 1.3 1.8 1.5
 Uncertain 1.2 0.7 1.0
Major appliances
 Total plans 29.9 31.3 27.6
 Refrigerator 4.8 5.2 4.7
 Washing machine 3.9 4.0 3.3
 TV Set 6.3 7.2 6.6
 Vacuum Cleaner 5.4 5.6 4.7
 Range 3.6 3.2 3.1
 Clothes dryer 4.1 3.6 3.0
 Air conditioner 1.8 2.5 2.2
Carpet 6.9 6.4 5.7

Vacation Intended Within Six Months:
 Percent

Vacation Intended 44.7
 Destination
 U.S. 38.7
 Foreign country 7.8
 Means of Travel
 Automobile 25.6
 Airplane 18.3
 other 3.7

 Business
 2002
All Series seasonally adjusted June July Aug.

Composite Series: Index Numbers,
 1985 = 100

Consumer Confidence Index 106.3 97.4 94.5
 Present Situation 104.9 99.4 93.1
 Expectations 107.2 96.1 95.5

Appraisal of Present Situation: Percent

Business Conditions
 Good 19.9 20.2 16.7
 Bad 19.5 22.1 21.8
 Normal 60.6 57.7 61.5
Employment
 Jobs plentiful 20.1 18.8 17.4
 Jobs not so plentiful 56.7 57.3 58.8
 Jobs hard to get 23.2 23.9 23.8

Expectations for Six Months Hence:
 Percent

Business Conditions
 Better 23.7 20.8 22.2
 Worse 7.1 9.2 10.0
 Same 69.2 70.0 67.8
Employment
 More jobs 20.4 17.3 17.4
 Fewer jobs 14.3 17.0 17.8
 Same 65.3 65.7 64.8
Income
 Increase 20.9 20.1 22.1
 Decrease 8.0 9.6 10.1
 Same 71.1 70.3 67.8

Plans to Buy Within Six Months: Percent

Automobile
 Yes 7.8 8.3 7.4
 New 3.9 3.3 4.1
 Used 3.0 3.8 2.3
 Uncertain 0.9 1.2 1.0
Home
 Yes 3.4 3.8 4.5
 New 0.8 0.9 1.7
 Lived in 1.5 1.9 1.9
 Uncertain 1.1 1.0 0.9
Major appliances
 Total plans 29.6 28.0 31.3
 Refrigerator 4.4 3.7 4.8
 Washing machine 3.8 3.4 3.7
 TV Set 7.7 7.4 7.3
 Vacuum Cleaner 4.8 4.3 5.8
 Range 3.1 3.3 3.3
 Clothes dryer 3.8 3.0 3.4
 Air conditioner 2.0 2.9 3.0
Carpet 5.8 5.5 5.2

Vacation Intended Within Six Months:
 Percent

Vacation Intended 44.5 42.2
 Destination
 U.S. 38.7 35.2
 Foreign country 7.3 9.2
 Means of Travel
 Automobile 24.9 22.4
 Airplane 19.6 17.7
 other 3.4 4.0

 Employment Income
 2002
All Series seasonally adjusted Sept. Oct. Nov.(r)

Composite Series: Index Numbers,
 1985 = 100

Consumer Confidence Index 93.7 79.6 84.9
 Present Situation 88.5 77.2 78.3
 Expectations 97.2 81.1 89.3

Appraisal of Present Situation: Percent

Business Conditions
 Good 18.5 15.6 16.1
 Bad 23.8 27.7 25.7
 Normal 57.7 56.7 58.2
Employment
 Jobs plentiful 15.9 14.7 14.2
 Jobs not so plentiful 58.7 58.0 58.5
 Jobs hard to get 25.4 27.3 27.3

Expectations for Six Months Hence:
 Percent

Business Conditions
 Better 21.6 19.3 20.3
 Worse 9.7 14.3 11.3
 Same 68.7 66.4 68.4
Employment
 More jobs 17.3 15.3 15.4
 Fewer jobs 16.8 22.1 18.8
 Same 65.9 62.6 65.8
Income
 Increase 21.5 17.9 19.4
 Decrease 8.9 11.3 9.9
 Same 69.6 70.8 70.7

Plans to Buy Within Six Months: Percent

Automobile
 Yes 7.2 6.9 6.8
 New 2.7 3.1 2.8
 Used 3.0 2.8 2.4
 Uncertain 1.5 1.0 1.6
Home
 Yes 3.3 3.1 3.1
 New 0.9 0.8 0.8
 Lived in 1.4 1.4 1.5
 Uncertain 1.0 0.9 0.8
Major appliances
 Total plans 26.2 28.3 28.6
 Refrigerator 4.2 4.4 3.9
 Washing machine 3.5 4.0 3.4
 TV Set 6.6 7.5 6.7
 Vacuum Cleaner 3.8 4.3 5.4
 Range 2.7 2.9 3.0
 Clothes dryer 2.9 3.2 3.4
 Air conditioner 2.5 2.0 2.8
Carpet 5.7 5.3 5.2

Vacation Intended Within Six Months:
 Percent

Vacation Intended 47.3
 Destination
 U.S. 40.1
 Foreign country 8.0
 Means of Travel
 Automobile 26.1
 Airplane 17.8
 other 3.4

 Income
 2002
All Series seasonally adjusted Dec.(p)

Composite Series: Index Numbers,
 1985 = 100

Consumer Confidence Index 80.3
 Present Situation 69.9
 Expectations 87.2

Appraisal of Present Situation: Percent

Business Conditions
 Good 14.6
 Bad 25.8
 Normal 59.6
Employment
 Jobs plentiful 12.4
 Jobs not so plentiful 57.8
 Jobs hard to get 29.8

Expectations for Six Months Hence:
 Percent

Business Conditions
 Better 20.8
 Worse 11.0
 Same 68.2
Employment
 More jobs 15.1
 Fewer jobs 20.2
 Same 64.7
Income
 Increase 18.7
 Decrease 10.6
 Same 70.7

Plans to Buy Within Six Months: Percent

Automobile
 Yes 7.3
 New 3.3
 Used 3.2
 Uncertain 0.8
Home
 Yes 3.2
 New 1.0
 Lived in 1.4
 Uncertain 0.8
Major appliances
 Total plans 28.1
 Refrigerator 4.6
 Washing machine 3.4
 TV Set 7.3
 Vacuum Cleaner 4.6
 Range 3.2
 Clothes dryer 3.3
 Air conditioner 1.7
Carpet 4.8

Vacation Intended Within Six Months:
 Percent

Vacation Intended 42.5
 Destination
 U.S. 34.0
 Foreign country 8.7
 Means of Travel
 Automobile 22.6
 Airplane 16.0
 other 4.3

(p) - preliminary

(r) - revised

A monthly report from The Consumer Research Center Copyright [c] 2003 by
The Conference Board, Inc. All rights reserved. ISSN 1046-1876

The Conference Board, 845 Third Avenue, New York, NY 10022-6679 / 212
759 0900

The Conference Board Europe, Chaussee de La Hulpe 130, Box 11, B-1000
Brussels, Belgium 32 2 675 54 05

The Conference Board of Canada, 255 Smyth Road, Ottawa, Ontario,
K1H-8M7, Canada 613 526 3280

The Conference Board and the torch logo are registered trademarks of The
Conference Board, Inc.

* Text unreadable in original source

Inflation Interest Rates Stock Prices
Not Seasonally 2001 2002
Adjusted Dec. Jan. Feb.

Expectations for Twelve Months
 Hence: Percent

Inflation Rate
 Average 4.2 4.2 4.1

Interest Rates
 Higher 36.4 43.7 46.1
 Same 34.6 36.9 37.0
 Lower 29.0 19.4 16.9

Stock Prices
 Increase 36.7 41.3 37.6
 Same 33.4 34.5 34.2
 Decrease 29.9 24.2 28.2

Inflation
Not Seasonally 2002
Adjusted Mar. Apr. May June

Expectations for Twelve Months
 Hence: Percent

Inflation Rate
 Average 4.1 4.5 4.2 4.2

Interest Rates
 Higher 54.0 62.1 54.6 51.4
 Same 34.6 28.0 34.6 35.6
 Lower 11.4 9.9 10.8 13.0

Stock Prices
 Increase 46.3 42.6 37.1 32.4
 Same 35.1 37.0 40.3 38.6
 Decrease 18.6 20.4 22.6 29.0

Inflation
Not Seasonally 2002
Adjusted July Aug. Sept. Oct.

Expectations for Twelve Months
 Hence: Percent

Inflation Rate
 Average 4.2 4.3 4.2 4.4

Interest Rates
 Higher 45.3 43.8 43.1 41.8
 Same 39.3 36.5 39.4 38.9
 Lower 15.4 19.7 17.5 19.3

Stock Prices
 Increase 26.5 33.9 32.9 29.1
 Same 35.4 30.0 34.8 31.3
 Decrease 38.1 36.1 32.3 39.6

Inflation
Not Seasonally 2002
Adjusted Nov.(r) Dec.(p)

Expectations for Twelve Months
 Hence: Percent

Inflation Rate
 Average 4.1 4.4

Interest Rates
 Higher 42.1 43.5
 Same 35.8 38.7
 Lower 22.1 17.8

Stock Prices
 Increase 34.4 33.1
 Same 35.3 35.0
 Decrease 30.3 31.9

 2001 2002
All series seasonally adjusted Dec. Jan. Feb. Mar.

Consumer Confidence Index,
 1985 = 100

Age of Household Head
 Under 35 106.2 109.1 104.1 112.1
 35-54 96.0 96.6 94.6 110.9
 55 and over 87.2 92.5 89.1 107.2

Household Income
 Under $15,000 71.8 65.1 74.2 76.8
 $15,000-24,999 83.1 85.5 78.0 93.7
 $25,000-34,999 89.7 91.8 85.5 112.1
 $35,000-49,999 93.8 101.0 95.3 112.2
 $50,000 and over 107.6 114.2 110.1 124.4


 2002
All series seasonally adjusted Apr. May June July

Consumer Confidence Index,
 1985 = 100

Age of Household Head
 Under 35 112.5 112.9 116.6 108.8
 35-54 106.9 110.5 104.6 98.0
 55 and over 105.9 106.6 101.9 90.1

Household Income
 Under $15,000 72.1 74.8 77.3 71.8
 $15,000-24,999 99.2 89.6 95.7 77.3
 $25,000-34,999 106.7 108.1 102.7 85.6
 $35,000-49,999 108.1 111.2 105.7 106.9
 $50,000 and over 122.2 127.8 118.4 111.3


 2002
All series seasonally adjusted Aug. Sept. Oct. Nov.(r)

Consumer Confidence Index,
 1985 = 100

Age of Household Head
 Under 35 100.8 106.2 92.5 90.5
 35-54 97.7 93.2 78.1 85.2
 55 and over 86.6 86.6 75.0 80.8

Household Income
 Under $15,000 64.6 69.0 62.6 65.1
 $15,000-24,999 70.0 68.1 69.0 72.3
 $25,000-34,999 94.8 93.9 73.1 77.9
 $35,000-49,999 101.6 94.5 81.4 87.3
 $50,000 and over 110.1 108.7 89.8 96.1

 3 mos.
 2002 Percent
All series seasonally adjusted Dec.(p) Change *

Consumer Confidence Index,
 1985 = 100

Age of Household Head
 Under 35 100.2 -10.3
 35-54 79.3 -16.0
 55 and over 73.6 -12.9

Household Income
 Under $15,000 55.8 -10.7
 $15,000-24,999 60.6 -6.3
 $25,000-34,999 81.5 -15.2
 $35,000-49,999 86.4 -15.8
 $50,000 and over 93.2 -15.5

Consumer Confidence by Region

Seasonally unadjusted Index
numbers: 2001 2002
U.S. Average, 1985 = 100 Nov. Dec. Jan. Feb.

New England

 Consumer Confidence Index 84.5 103.3 88.5 98.3
 Present Situation 114.2 106.5 85.5 89.6
 Expectations 64.7 101.3 90.5 104.1

Middle Atlantic

 Consumer Confidence Index 81.0 86.3 89.9 81.6
 Present Situation 87.5 91.0 84.3 71.2
 Expectations 76.6 83.3 93.7 88.6

East North Central

 Consumer Confidence Index 85.1 88.1 92.7 83.8
 Present Situation 99.1 100.6 87.6 73.9
 Expectations 75.8 79.7 96.1 90.5

West North Central

 Consumer Confidence Index 95.5 92.3 111.7 99.5
 Present Situation 131.4 116.2 130.7 106.9
 Expectations 71.6 76.3 99.1 94.6

South Atlantic

 Consumer Confidence Index 89.6 100.8 103.7 100.8
 Present Situation 104.9 104.1 98.8 96.3
 Expectations 79.3 98.6 106.9 103.9

East South Central

 Consumer Confidence Index 74.9 73.8 95.5 97.0
 Present Situation 87.4 72.2 106.0 103.3
 Expectations 66.6 74.8 88.5 92.7

West South Central

 Consumer Confidence Index 97.7 107.3 101.2 100.8
 Present Situation 113.0 118.8 100.7 102.0
 Expectations 87.5 99.6 101.6 100.0

Mountain

 Consumer Confidence Index 98.3 97.1 115.3 106.6
 Present Situation 108.5 114.3 112.1 93.0
 Expectations 91.5 85.6 117.5 115.6

Pacific

 Consumer Confidence Index 82.4 89.5 94.7 105.4
 Present Situation 85.8 87.9 74.5 94.6
 Expectations 80.2 90.7 108.2 112.7

Seasonally unadjusted Index
numbers: 2002
U.S. Average, 1985 = 100 Mar. Apr. May June

New England

 Consumer Confidence Index 101.9 106.7 107.3 104.8
 Present Situation 95.6 115.5 119.2 110.7
 Expectations 106.1 100.8 99.4 100.9

Middle Atlantic

 Consumer Confidence Index 95.1 92.3 95.9 84.2
 Present Situation 85.9 83.1 90.2 80.0
 Expectations 101.3 98.4 99.7 86.9

East North Central

 Consumer Confidence Index 104.1 102.8 107.4 97.5
 Present Situation 95.8 91.3 108.5 95.3
 Expectations 109.7 110.5 106.6 98.9

West North Central

 Consumer Confidence Index 104.9 103.0 95.6 101.5
 Present Situation 102.4 104.4 109.4 119.9
 Expectations 106.5 102.1 86.4 89.2

South Atlantic

 Consumer Confidence Index 120.8 117.2 115.3 119.7
 Present Situation 120.8 120.9 121.6 130.0
 Expectations 120.8 114.7 111.0 112.9

East South Central

 Consumer Confidence Index 108.8 95.4 95.1 103.7
 Present Situation 102.6 91.0 92.7 97.6
 Expectations 113.0 98.4 96.6 107.8

West South Central

 Consumer Confidence Index 118.4 122.9 108.6 109.8
 Present Situation 119.9 125.1 112.6 109.8
 Expectations 117.4 121.5 105.9 109.9

Mountain

 Consumer Confidence Index 118.2 114.5 124.5 113.0
 Present Situation 123.5 102.9 124.2 116.6
 Expectations 114.7 122.2 124.7 110.6

Pacific

 Consumer Confidence Index 114.4 105.0 113.5 105.4
 Present Situation 103.3 95.7 102.5 91.7
 Expectations 121.9 111.2 120.9 114.5

Seasonally unadjusted Index
numbers: 2002
U.S. Average, 1985 = 100 July Aug. Sept. Oct.

New England

 Consumer Confidence Index 92.4 90.5 89.2 74.2
 Present Situation 96.3 113.7 94.3 70.8
 Expectations 89.9 75.1 85.8 76.5

Middle Atlantic

 Consumer Confidence Index 84.8 80.9 90.2 68.2
 Present Situation 83.4 73.5 84.8 66.7
 Expectations 85.7 85.8 93.8 69.2

East North Central

 Consumer Confidence Index 86.5 86.7 89.9 83.3
 Present Situation 84.6 79.0 88.0 85.6
 Expectations 87.8 91.9 91.1 81.8

West North Central

 Consumer Confidence Index 93.2 85.3 95.2 85.3
 Present Situation 100.7 86.2 110.7 98.1
 Expectations 88.2 84.7 85.0 76.8

South Atlantic

 Consumer Confidence Index 110.2 101.1 101.3 90.4
 Present Situation 122.2 110.1 100.5 101.1
 Expectations 102.2 95.1 101.9 83.3

East South Central

 Consumer Confidence Index 86.5 90.4 99.9 90.3
 Present Situation 90.3 88.1 99.4 95.3
 Expectations 84.0 92.0 100.2 87.0

West South Central

 Consumer Confidence Index 102.2 100.2 95.9 83.7
 Present Situation 112.1 103.2 90.4 81.7
 Expectations 95.6 98.2 99.6 85.0

Mountain

 Consumer Confidence Index 95.7 93.5 102.2 85.7
 Present Situation 97.0 88.8 102.8 72.5
 Expectations 94.8 96.6 101.8 94.5

Pacific

 Consumer Confidence Index 93.8 94.5 91.3 88.5
 Present Situation 91.0 89.3 83.1 80.0
 Expectations 95.7 97.9 96.9 94.2

Seasonally unadjusted Index 3-MONTH AVG.
numbers: 2002 Oct., Nov., Dec.
U.S. Average, 1985 = 100 Nov:(r) Dec.(p) 2001

New England

 Consumer Confidence Index 82.5 62.3 95.5
 Present Situation 79.9 67.5 123.7
 Expectations 84.3 58.9 76.7

Middle Atlantic

 Consumer Confidence Index 74.9 69.2 82.5
 Present Situation 67.1 59.7 91.9
 Expectations 80.2 75.6 76.2

East North Central

 Consumer Confidence Index 88.0 74.3 89.6
 Present Situation 84.5 53.8 109.0
 Expectations 90.3 88.0 76.7

West North Central

 Consumer Confidence Index 85.8 70.4 93.7
 Present Situation 93.3 76.4 123.6
 Expectations 80.8 66.5 73.8

South Atlantic

 Consumer Confidence Index 97.6 92.8 92.1
 Present Situation 98.1 94.2 105.6
 Expectations 97.2 91.9 83.1

East South Central

 Consumer Confidence Index 83.1 78.6 72.0
 Present Situation 77.2 83.5 83.8
 Expectations 87.0 75.4 64.2

West South Central

 Consumer Confidence Index 91.4 83.7 101.1
 Present Situation 91.5 76.9 118.8
 Expectations 91.4 88.3 89.4

Mountain

 Consumer Confidence Index 94.2 86.6 99.2
 Present Situation 89.7 83.0 116.4
 Expectations 97.2 89.1 87.8

Pacific

 Consumer Confidence Index 82.1 75.7 87.1
 Present Situation 63.9 58.3 93.7
 Expectations 94.2 87.2 82.7

Seasonally unadjusted Index 3-MONTH
 AVG.
numbers: Oct., Percent
 Nov., Dec.
U.S. Average, 1985 = 100 2002 Change

New England

 Consumer Confidence Index 73.0 -23.5
 Present Situation 72.7 -41.2
 Expectations 73.3 -4.4

Middle Atlantic

 Consumer Confidence Index 70.8 -14.2
 Present Situation 64.5 -29.8
 Expectations 75.0 -1.6

East North Central

 Consumer Confidence Index 81.9 -8.6
 Present Situation 74.6 -31.6
 Expectations 86.7 13.1

West North Central

 Consumer Confidence Index 80.5 -14.1
 Present Situation 89.2 -27.8
 Expectations 74.7 1.2

South Atlantic

 Consumer Confidence Index 93.6 1.7
 Present Situation 97.8 -7.4
 Expectations 90.8 9.3

East South Central

 Consumer Confidence Index 84.0 16.6
 Present Situation 85.3 1.8
 Expectations 83.1 29.5

West South Central

 Consumer Confidence Index 86.3 -14.7
 Present Situation 83.3 -29.8
 Expectations 88.3 -1.3

Mountain

 Consumer Confidence Index 88.8 -10.5
 Present Situation 81.7 -29.8
 Expectations 93.6 6.6

Pacific

 Consumer Confidence Index 82.1 -5.8
 Present Situation 67.4 -28.1
 Expectations 91.9 11.1

* Percent Change: Average of last three months shown as compared with
the same period a year ago. Regional data are not adjusted for seasonal
variation.
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Author:Franco, Lynn
Publication:Consumer Confidence Survey
Date:Jan 1, 2003
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