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Consumer Confidence Survey.



Consumers Concerned About Current Conditions

December December: see month.  Results

The Conference Board's Consumer Confidence Index Consumer Confidence Index

A measure of consumer views regarding the current economic situation and consumer expectations for the future. Information for the index is compiled and released on the last Tuesday of each month by the Conference Board, an
, which had rebounded in November November: see month. , gave back most of the gain in December. The Index now stands at 80.3 (1985=100), down from 84.9 in November. The Present Situation Index fell to 69.9 from 78.3. The Expectations Index declined to 87.2 from 89.3.

The Consumer Confidence Survey is based on a representative sample of 5,000 U.S. households. The monthly survey is conducted for The Conference Board by NFO NFO Info File (file type extension)
NFO New Fund Offer
NFO National Farmers Organization
NFO Naval Flight Officer (US Navy)
NFO National Family Opinion
 WorldGroup, a member of The Interpublic Group of Companies This article or section needs sources or references that appear in reliable, third-party publications. Alone, primary sources and sources affiliated with the subject of this article are not sufficient for an accurate encyclopedia article.  (NYSE NYSE

See: New York Stock Exchange
: IPG IPG Implantable pulse generator, see there ). The December preliminary survey period dates were December 1st - 16th

Consumers' assessment of current conditions was more dour than in November. Respondents In the context of marketing research, a representative sample drawn from a larger population of people from whom information is collected and used to develop or confirm marketing strategy.  rating current business conditions as "good" decreased to 14.6 percent from 16.1 percent. Those holding the opposite view remained virtually unchanged at 25.8 percent. Consumers reporting jobs are hard to get rose to 29.8 percent, up from 223 percent last month. Those claiming jobs are plentiful plen·ti·ful  
adj.
1. Existing in great quantity or ample supply.

2. Providing or producing an abundance: a plentiful harvest.
 decreased to 12.4 percent from 14.2 percent.

Consumers' expectations, while overall more pessimistic pes·si·mism  
n.
1. A tendency to stress the negative or unfavorable or to take the gloomiest possible view: "We have seen too much defeatism, too much pessimism, too much of a negative approach" 
 than in November, were mixed. The percentage of respondents expecting business conditions to improve in the next six months edged up slightly to 20.8 percent from 20.3 percent. Consumers expecting conditions to worsen wors·en  
tr. & intr.v. wors·ened, wors·en·ing, wors·ens
To make or become worse.


worsen
Verb

to make or become worse

worsening adjn
 improved moderately, declining to 11.0 percent from 11.3 percent. The employment outlook, however, was less favorable fa·vor·a·ble  
adj.
1. Advantageous; helpful: favorable winds.

2. Encouraging; propitious: a favorable diagnosis.

3.
. Consumers expecting fewer jobs in the coming months rose to 20.2 percent from 18.8 percent. Those anticipating more jobs edged down to 15.1 percent from 15.4 percent. Income expectations were also less optimistic op·ti·mist  
n.
1. One who usually expects a favorable outcome.

2. A believer in philosophical optimism.



op
. Currently, 18.7 percent of consumers anticipate an increase in their income, down from 19.4 percent in November.

While the latest signals from the consumer are less favorable than last month, they are in keeping with the rather mixed bag of economic news. The key in dampening consumers' spirits has been the rising unemployment rate and the rather discouraging dis·cour·age  
tr.v. dis·cour·aged, dis·cour·ag·ing, dis·cour·ag·es
1. To deprive of confidence, hope, or spirit.

2. To hamper by discouraging; deter.

3.
 job outlook. Until there is an improvement in labor market labor market A place where labor is exchanged for wages; an LM is defined by geography, education and technical expertise, occupation, licensure or certification requirements, and job experience  conditions, there is not likely to be a significant upturn in consumer confidence.

[GRAPH graph, figure that shows relationships between quantities. The graph of a function y=f (x) is the set of points with coordinates [x, f (x)] in the xy-plane, when x and y are numbers.  OMITTED]

[GRAPH OMITTED]
Consumer Confidence  80.3
                     -4.6

Present Situation    69.9
                     -8.4

Expectations         87.2
                     -2.1

Consumer Confidence and Buying Plans

Based on surveys conducted by NFO Research, Inc.

Percentage of households = 100%


                                         2001          2002
All Series seasonally adjusted           Dec.       Jan.     Feb.

Composite Series: Index Numbers,
 1985 = 100

Consumer Confidence Index                94.6       97.8     95.0
  Present Situation                      97.8       98.1     96.4
  Expectations                           92.4       97.6     94.0

Appraisal of Present Situation: Percent

Business Conditions
  Good                                   17.3       18.2     17.6
  Bad                                    21.7       22.4     22.8
  Normal                                 61.0       59.4     59.6
Employment
  Jobs plentiful                         17.9       18.4     18.2
  Jobs not so plentiful                  60.2       59.1     59.2
  Jobs hard to get                       21.9       22.5     22.6

Expectations for Six Months Hence:
 Percent

Business Conditions
  Better                                 22.2       24.9     22.3
  Worse                                  11.6        9.8     11.1
  Same                                   66.2       65.3     66.6
Employment
  More jobs                              16.5       18.9     18.3
  Fewer jobs                             19.3       18.0     19.5
  Same                                   64.2       63.1     62.2
Income
  Increase                               21.5       *0.1     20.5
  Decrease                                9.1       *9.6      9.2
  Same                                   69.4       70.3     70.3

Plans to Buy Within Six Months: Percent

Automobile
  Yes                                     8.0        7.6      8.1
  New                                     3.6        3.0      3.2
  Used                                    3.5        3.4      3.4
  Uncertain                               0.9        1.2      1.5
Home
  Yes                                     4.1        4.0      3.9
  New                                     1.0        1.0      1.1
  Lived in                                2.2        1.6      1.8
  Uncertain                               0.9        1.4      1.0
Major appliances
  Total plans                            26.9       27.7     28.5
  Refrigerator                            4.2        5.2      4.8
  Washing machine                         3.5        3.0      4.3
  TV Set                                  6.7        7.4      6.8
  Vacuum Cleaner                          5.3        4.5      5.0
  Range                                   3.2        3.2      2.7
  Clothes dryer                           2.8        2.8      3.3
  Air conditioner                         1.2        1.6      1.6
Carpet                                    5.3        6.2      4.5

Vacation Intended Within Six Months:
 Percent

Vacation Intended                        43.6                44.7
 Destination
  U.S.                                   35.6                38.1
  Foreign country                         8.6                 8.7
 Means of Travel
  Automobile                             24.0                25.8
  Airplane                               16.4                17.5
  other                                   4.2                 4.0


                                                      2002
All Series seasonally adjusted            Mar.      Apr.       May

Composite Series: Index Numbers,
 1985 = 100

Consumer Confidence Index                110.7     108.5     110.3
  Present Situation                      111.5     106.8     111.2
  Expectations                           110.2     109.6     109.7

Appraisal of Present Situation: Percent

Business Conditions
  Good                                    21.0      19.7      21.2
  Bad                                     18.3      19.4      18.5
  Normal                                  60.7      60.9      60.3
Employment
  Jobs plentiful                          20.6      20.9      21.2
  Jobs not so plentiful                   58.3      56.4      57.0
  Jobs hard to get                        21.1      22.7      21.8

Expectations for Six Months Hence:
 Percent

Business Conditions
  Better                                  25.4      26.0      24.9
  Worse                                    6.2       6.4       6.8
  Same                                    68.4      67.6      68.3
Employment
  More jobs                               20.7      22.2      21.2
  Fewer jobs                              13.5      14.8      13.6
  Same                                    65.8      63.0      65.2
Income
  Increase                                22.7      21.1      21.1
  Decrease                                 8.6       8.1       7.8
  Same                                    68.7      70.8      71.1

Plans to Buy Within Six Months: Percent

Automobile
  Yes                                      7.0       7.8       7.9
  New                                      2.6       4.3       3.8
  Used                                     3.2       2.5       2.7
  Uncertain                                1.2       1.0       1.4
Home
  Yes                                      3.5       3.9       3.6
  New                                      1.0       1.4       1.1
  Lived in                                 1.3       1.8       1.5
  Uncertain                                1.2       0.7       1.0
Major appliances
  Total plans                             29.9      31.3      27.6
  Refrigerator                             4.8       5.2       4.7
  Washing machine                          3.9       4.0       3.3
  TV Set                                   6.3       7.2       6.6
  Vacuum Cleaner                           5.4       5.6       4.7
  Range                                    3.6       3.2       3.1
  Clothes dryer                            4.1       3.6       3.0
  Air conditioner                          1.8       2.5       2.2
Carpet                                     6.9       6.4       5.7

Vacation Intended Within Six Months:
 Percent

Vacation Intended                                   44.7
 Destination
  U.S.                                              38.7
  Foreign country                                    7.8
 Means of Travel
  Automobile                                        25.6
  Airplane                                          18.3
  other                                              3.7

                                                      Business
                                                      2002
All Series seasonally adjusted            June     July      Aug.

Composite Series: Index Numbers,
 1985 = 100

Consumer Confidence Index                106.3     97.4      94.5
  Present Situation                      104.9     99.4      93.1
  Expectations                           107.2     96.1      95.5

Appraisal of Present Situation: Percent

Business Conditions
  Good                                    19.9     20.2      16.7
  Bad                                     19.5     22.1      21.8
  Normal                                  60.6     57.7      61.5
Employment
  Jobs plentiful                          20.1     18.8      17.4
  Jobs not so plentiful                   56.7     57.3      58.8
  Jobs hard to get                        23.2     23.9      23.8

Expectations for Six Months Hence:
 Percent

Business Conditions
  Better                                  23.7     20.8      22.2
  Worse                                    7.1      9.2      10.0
  Same                                    69.2     70.0      67.8
Employment
  More jobs                               20.4     17.3      17.4
  Fewer jobs                              14.3     17.0      17.8
  Same                                    65.3     65.7      64.8
Income
  Increase                                20.9     20.1      22.1
  Decrease                                 8.0      9.6      10.1
  Same                                    71.1     70.3      67.8

Plans to Buy Within Six Months: Percent

Automobile
  Yes                                      7.8      8.3       7.4
  New                                      3.9      3.3       4.1
  Used                                     3.0      3.8       2.3
  Uncertain                                0.9      1.2       1.0
Home
  Yes                                      3.4      3.8       4.5
  New                                      0.8      0.9       1.7
  Lived in                                 1.5      1.9       1.9
  Uncertain                                1.1      1.0       0.9
Major appliances
  Total plans                             29.6     28.0      31.3
  Refrigerator                             4.4      3.7       4.8
  Washing machine                          3.8      3.4       3.7
  TV Set                                   7.7      7.4       7.3
  Vacuum Cleaner                           4.8      4.3       5.8
  Range                                    3.1      3.3       3.3
  Clothes dryer                            3.8      3.0       3.4
  Air conditioner                          2.0      2.9       3.0
Carpet                                     5.8      5.5       5.2

Vacation Intended Within Six Months:
 Percent

Vacation Intended                         44.5               42.2
 Destination
  U.S.                                    38.7               35.2
  Foreign country                          7.3                9.2
 Means of Travel
  Automobile                              24.9               22.4
  Airplane                                19.6               17.7
  other                                    3.4                4.0

                                              Employment         Income
                                                      2002
All Series seasonally adjusted           Sept.     Oct.      Nov.(r)

Composite Series: Index Numbers,
 1985 = 100

Consumer Confidence Index                 93.7     79.6         84.9
  Present Situation                       88.5     77.2         78.3
  Expectations                            97.2     81.1         89.3

Appraisal of Present Situation: Percent

Business Conditions
  Good                                    18.5     15.6         16.1
  Bad                                     23.8     27.7         25.7
  Normal                                  57.7     56.7         58.2
Employment
  Jobs plentiful                          15.9     14.7         14.2
  Jobs not so plentiful                   58.7     58.0         58.5
  Jobs hard to get                        25.4     27.3         27.3

Expectations for Six Months Hence:
 Percent

Business Conditions
  Better                                  21.6     19.3         20.3
  Worse                                    9.7     14.3         11.3
  Same                                    68.7     66.4         68.4
Employment
  More jobs                               17.3     15.3         15.4
  Fewer jobs                              16.8     22.1         18.8
  Same                                    65.9     62.6         65.8
Income
  Increase                                21.5     17.9         19.4
  Decrease                                 8.9     11.3          9.9
  Same                                    69.6     70.8         70.7

Plans to Buy Within Six Months: Percent

Automobile
  Yes                                      7.2      6.9          6.8
  New                                      2.7      3.1          2.8
  Used                                     3.0      2.8          2.4
  Uncertain                                1.5      1.0          1.6
Home
  Yes                                      3.3      3.1          3.1
  New                                      0.9      0.8          0.8
  Lived in                                 1.4      1.4          1.5
  Uncertain                                1.0      0.9          0.8
Major appliances
  Total plans                             26.2     28.3         28.6
  Refrigerator                             4.2      4.4          3.9
  Washing machine                          3.5      4.0          3.4
  TV Set                                   6.6      7.5          6.7
  Vacuum Cleaner                           3.8      4.3          5.4
  Range                                    2.7      2.9          3.0
  Clothes dryer                            2.9      3.2          3.4
  Air conditioner                          2.5      2.0          2.8
Carpet                                     5.7      5.3          5.2

Vacation Intended Within Six Months:
 Percent

Vacation Intended                                  47.3
 Destination
  U.S.                                             40.1
  Foreign country                                   8.0
 Means of Travel
  Automobile                                       26.1
  Airplane                                         17.8
  other                                             3.4

                                           Income
                                            2002
All Series seasonally adjusted           Dec.(p)

Composite Series: Index Numbers,
 1985 = 100

Consumer Confidence Index                   80.3
  Present Situation                         69.9
  Expectations                              87.2

Appraisal of Present Situation: Percent

Business Conditions
  Good                                      14.6
  Bad                                       25.8
  Normal                                    59.6
Employment
  Jobs plentiful                            12.4
  Jobs not so plentiful                     57.8
  Jobs hard to get                          29.8

Expectations for Six Months Hence:
 Percent

Business Conditions
  Better                                    20.8
  Worse                                     11.0
  Same                                      68.2
Employment
  More jobs                                 15.1
  Fewer jobs                                20.2
  Same                                      64.7
Income
  Increase                                  18.7
  Decrease                                  10.6
  Same                                      70.7

Plans to Buy Within Six Months: Percent

Automobile
  Yes                                        7.3
  New                                        3.3
  Used                                       3.2
  Uncertain                                  0.8
Home
  Yes                                        3.2
  New                                        1.0
  Lived in                                   1.4
  Uncertain                                  0.8
Major appliances
  Total plans                               28.1
  Refrigerator                               4.6
  Washing machine                            3.4
  TV Set                                     7.3
  Vacuum Cleaner                             4.6
  Range                                      3.2
  Clothes dryer                              3.3
  Air conditioner                            1.7
Carpet                                       4.8

Vacation Intended Within Six Months:
 Percent

Vacation Intended                           42.5
 Destination
  U.S.                                      34.0
  Foreign country                            8.7
 Means of Travel
  Automobile                                22.6
  Airplane                                  16.0
  other                                      4.3

(p) - preliminary

(r) - revised

A monthly report from The Consumer Research Center Copyright [c] 2003 by
The Conference Board, Inc. All rights reserved. ISSN 1046-1876

The Conference Board, 845 Third Avenue, New York, NY 10022-6679 / 212
759 0900

The Conference Board Europe, Chaussee de La Hulpe 130, Box 11, B-1000
Brussels, Belgium 32 2 675 54 05

The Conference Board of Canada, 255 Smyth Road, Ottawa, Ontario,
K1H-8M7, Canada 613 526 3280

The Conference Board and the torch logo are registered trademarks of The
Conference Board, Inc.

* Text unreadable in original source

Inflation                       Interest Rates      Stock Prices
Not Seasonally                  2001                    2002
Adjusted                        Dec.            Jan.      Feb.

Expectations for Twelve Months
 Hence: Percent

Inflation Rate
  Average                        4.2             4.2       4.1

Interest Rates
  Higher                        36.4            43.7      46.1
  Same                          34.6            36.9      37.0
  Lower                         29.0            19.4      16.9

Stock Prices
  Increase                      36.7            41.3      37.6
  Same                          33.4            34.5      34.2
  Decrease                      29.9            24.2      28.2

Inflation
Not Seasonally                                    2002
Adjusted                        Mar.      Apr.       May      June

Expectations for Twelve Months
 Hence: Percent

Inflation Rate
  Average                        4.1       4.5       4.2       4.2

Interest Rates
  Higher                        54.0      62.1      54.6      51.4
  Same                          34.6      28.0      34.6      35.6
  Lower                         11.4       9.9      10.8      13.0

Stock Prices
  Increase                      46.3      42.6      37.1      32.4
  Same                          35.1      37.0      40.3      38.6
  Decrease                      18.6      20.4      22.6      29.0

Inflation
Not Seasonally                                    2002
Adjusted                        July      Aug.      Sept.     Oct.

Expectations for Twelve Months
 Hence: Percent

Inflation Rate
  Average                        4.2       4.3        4.2      4.4

Interest Rates
  Higher                        45.3      43.8       43.1     41.8
  Same                          39.3      36.5       39.4     38.9
  Lower                         15.4      19.7       17.5     19.3

Stock Prices
  Increase                      26.5      33.9       32.9     29.1
  Same                          35.4      30.0       34.8     31.3
  Decrease                      38.1      36.1       32.3     39.6

Inflation
Not Seasonally                          2002
Adjusted                        Nov.(r)   Dec.(p)

Expectations for Twelve Months
 Hence: Percent

Inflation Rate
  Average                            4.1       4.4

Interest Rates
  Higher                            42.1      43.5
  Same                              35.8      38.7
  Lower                             22.1      17.8

Stock Prices
  Increase                          34.4      33.1
  Same                              35.3      35.0
  Decrease                          30.3      31.9

                                 2001               2002
All series seasonally adjusted   Dec.      Jan.      Feb.      Mar.

Consumer Confidence Index,
 1985 = 100

Age of Household Head
  Under 35                      106.2     109.1     104.1     112.1
  35-54                          96.0      96.6      94.6     110.9
  55 and over                    87.2      92.5      89.1     107.2

Household Income
  Under $15,000                  71.8      65.1      74.2      76.8
  $15,000-24,999                 83.1      85.5      78.0      93.7
  $25,000-34,999                 89.7      91.8      85.5     112.1
  $35,000-49,999                 93.8     101.0      95.3     112.2
  $50,000 and over              107.6     114.2     110.1     124.4


                                                  2002
All series seasonally adjusted   Apr.       May      June      July

Consumer Confidence Index,
 1985 = 100

Age of Household Head
  Under 35                      112.5     112.9     116.6     108.8
  35-54                         106.9     110.5     104.6      98.0
  55 and over                   105.9     106.6     101.9      90.1

Household Income
  Under $15,000                  72.1      74.8      77.3      71.8
  $15,000-24,999                 99.2      89.6      95.7      77.3
  $25,000-34,999                106.7     108.1     102.7      85.6
  $35,000-49,999                108.1     111.2     105.7     106.9
  $50,000 and over              122.2     127.8     118.4     111.3


                                                  2002
All series seasonally adjusted   Aug.     Sept.     Oct.      Nov.(r)

Consumer Confidence Index,
 1985 = 100

Age of Household Head
  Under 35                      100.8     106.2     92.5          90.5
  35-54                          97.7      93.2     78.1          85.2
  55 and over                    86.6      86.6     75.0          80.8

Household Income
  Under $15,000                  64.6      69.0     62.6          65.1
  $15,000-24,999                 70.0      68.1     69.0          72.3
  $25,000-34,999                 94.8      93.9     73.1          77.9
  $35,000-49,999                101.6      94.5     81.4          87.3
  $50,000 and over              110.1     108.7     89.8          96.1

                                           3 mos.
                                   2002     Percent
All series seasonally adjusted  Dec.(p)    Change *

Consumer Confidence Index,
 1985 = 100

Age of Household Head
  Under 35                         100.2    -10.3
  35-54                             79.3    -16.0
  55 and over                       73.6    -12.9

Household Income
  Under $15,000                     55.8    -10.7
  $15,000-24,999                    60.6     -6.3
  $25,000-34,999                    81.5    -15.2
  $35,000-49,999                    86.4    -15.8
  $50,000 and over                  93.2    -15.5

Consumer Confidence by Region

Seasonally unadjusted Index
numbers:                             2001                  2002
U.S. Average, 1985 = 100      Nov.      Dec.      Jan.      Feb.

New England

 Consumer Confidence Index    84.5     103.3      88.5      98.3
 Present Situation           114.2     106.5      85.5      89.6
 Expectations                 64.7     101.3      90.5     104.1

Middle Atlantic

 Consumer Confidence Index    81.0      86.3      89.9      81.6
 Present Situation            87.5      91.0      84.3      71.2
 Expectations                 76.6      83.3      93.7      88.6

East North Central

 Consumer Confidence Index    85.1      88.1      92.7      83.8
 Present Situation            99.1     100.6      87.6      73.9
 Expectations                 75.8      79.7      96.1      90.5

West North Central

 Consumer Confidence Index    95.5      92.3     111.7      99.5
 Present Situation           131.4     116.2     130.7     106.9
 Expectations                 71.6      76.3      99.1      94.6

South Atlantic

 Consumer Confidence Index    89.6     100.8     103.7     100.8
 Present Situation           104.9     104.1      98.8      96.3
 Expectations                 79.3      98.6     106.9     103.9

East South Central

 Consumer Confidence Index    74.9      73.8      95.5      97.0
 Present Situation            87.4      72.2     106.0     103.3
 Expectations                 66.6      74.8      88.5      92.7

West South Central

 Consumer Confidence Index    97.7     107.3     101.2     100.8
 Present Situation           113.0     118.8     100.7     102.0
 Expectations                 87.5      99.6     101.6     100.0

Mountain

 Consumer Confidence Index    98.3      97.1     115.3     106.6
 Present Situation           108.5     114.3     112.1      93.0
 Expectations                 91.5      85.6     117.5     115.6

Pacific

 Consumer Confidence Index    82.4      89.5      94.7     105.4
 Present Situation            85.8      87.9      74.5      94.6
 Expectations                 80.2      90.7     108.2     112.7

Seasonally unadjusted Index
numbers:                                       2002
U.S. Average, 1985 = 100      Mar.      Apr.       May      June

New England

 Consumer Confidence Index   101.9     106.7     107.3     104.8
 Present Situation            95.6     115.5     119.2     110.7
 Expectations                106.1     100.8      99.4     100.9

Middle Atlantic

 Consumer Confidence Index    95.1      92.3      95.9      84.2
 Present Situation            85.9      83.1      90.2      80.0
 Expectations                101.3      98.4      99.7      86.9

East North Central

 Consumer Confidence Index   104.1     102.8     107.4      97.5
 Present Situation            95.8      91.3     108.5      95.3
 Expectations                109.7     110.5     106.6      98.9

West North Central

 Consumer Confidence Index   104.9     103.0      95.6     101.5
 Present Situation           102.4     104.4     109.4     119.9
 Expectations                106.5     102.1      86.4      89.2

South Atlantic

 Consumer Confidence Index   120.8     117.2     115.3     119.7
 Present Situation           120.8     120.9     121.6     130.0
 Expectations                120.8     114.7     111.0     112.9

East South Central

 Consumer Confidence Index   108.8      95.4      95.1     103.7
 Present Situation           102.6      91.0      92.7      97.6
 Expectations                113.0      98.4      96.6     107.8

West South Central

 Consumer Confidence Index   118.4     122.9     108.6     109.8
 Present Situation           119.9     125.1     112.6     109.8
 Expectations                117.4     121.5     105.9     109.9

Mountain

 Consumer Confidence Index   118.2     114.5     124.5     113.0
 Present Situation           123.5     102.9     124.2     116.6
 Expectations                114.7     122.2     124.7     110.6

Pacific

 Consumer Confidence Index   114.4     105.0     113.5     105.4
 Present Situation           103.3      95.7     102.5      91.7
 Expectations                121.9     111.2     120.9     114.5

Seasonally unadjusted Index
numbers:                                       2002
U.S. Average, 1985 = 100      July      Aug.     Sept.      Oct.

New England

 Consumer Confidence Index    92.4      90.5      89.2      74.2
 Present Situation            96.3     113.7      94.3      70.8
 Expectations                 89.9      75.1      85.8      76.5

Middle Atlantic

 Consumer Confidence Index    84.8      80.9      90.2      68.2
 Present Situation            83.4      73.5      84.8      66.7
 Expectations                 85.7      85.8      93.8      69.2

East North Central

 Consumer Confidence Index    86.5      86.7      89.9      83.3
 Present Situation            84.6      79.0      88.0      85.6
 Expectations                 87.8      91.9      91.1      81.8

West North Central

 Consumer Confidence Index    93.2      85.3      95.2      85.3
 Present Situation           100.7      86.2     110.7      98.1
 Expectations                 88.2      84.7      85.0      76.8

South Atlantic

 Consumer Confidence Index   110.2     101.1     101.3      90.4
 Present Situation           122.2     110.1     100.5     101.1
 Expectations                102.2      95.1     101.9      83.3

East South Central

 Consumer Confidence Index    86.5      90.4      99.9      90.3
 Present Situation            90.3      88.1      99.4      95.3
 Expectations                 84.0      92.0     100.2      87.0

West South Central

 Consumer Confidence Index   102.2     100.2      95.9      83.7
 Present Situation           112.1     103.2      90.4      81.7
 Expectations                 95.6      98.2      99.6      85.0

Mountain

 Consumer Confidence Index    95.7      93.5     102.2      85.7
 Present Situation            97.0      88.8     102.8      72.5
 Expectations                 94.8      96.6     101.8      94.5

Pacific

 Consumer Confidence Index    93.8      94.5      91.3      88.5
 Present Situation            91.0      89.3      83.1      80.0
 Expectations                 95.7      97.9      96.9      94.2

Seasonally unadjusted Index                        3-MONTH AVG.
numbers:                        2002               Oct., Nov., Dec.
U.S. Average, 1985 = 100     Nov:(r)  Dec.(p)   2001

New England

 Consumer Confidence Index   82.5      62.3       95.5
 Present Situation           79.9      67.5      123.7
 Expectations                84.3      58.9       76.7

Middle Atlantic

 Consumer Confidence Index   74.9      69.2       82.5
 Present Situation           67.1      59.7       91.9
 Expectations                80.2      75.6       76.2

East North Central

 Consumer Confidence Index   88.0      74.3       89.6
 Present Situation           84.5      53.8      109.0
 Expectations                90.3      88.0       76.7

West North Central

 Consumer Confidence Index   85.8      70.4       93.7
 Present Situation           93.3      76.4      123.6
 Expectations                80.8      66.5       73.8

South Atlantic

 Consumer Confidence Index   97.6      92.8       92.1
 Present Situation           98.1      94.2      105.6
 Expectations                97.2      91.9       83.1

East South Central

 Consumer Confidence Index   83.1      78.6       72.0
 Present Situation           77.2      83.5       83.8
 Expectations                87.0      75.4       64.2

West South Central

 Consumer Confidence Index   91.4      83.7      101.1
 Present Situation           91.5      76.9      118.8
 Expectations                91.4      88.3       89.4

Mountain

 Consumer Confidence Index   94.2      86.6       99.2
 Present Situation           89.7      83.0      116.4
 Expectations                97.2      89.1       87.8

Pacific

 Consumer Confidence Index   82.1      75.7       87.1
 Present Situation           63.9      58.3       93.7
 Expectations                94.2      87.2       82.7

Seasonally unadjusted Index   3-MONTH
                                AVG.
numbers:                       Oct.,     Percent
                             Nov., Dec.
U.S. Average, 1985 = 100     2002      Change

New England

 Consumer Confidence Index   73.0      -23.5
 Present Situation           72.7      -41.2
 Expectations                73.3       -4.4

Middle Atlantic

 Consumer Confidence Index   70.8      -14.2
 Present Situation           64.5      -29.8
 Expectations                75.0       -1.6

East North Central

 Consumer Confidence Index   81.9       -8.6
 Present Situation           74.6      -31.6
 Expectations                86.7       13.1

West North Central

 Consumer Confidence Index   80.5      -14.1
 Present Situation           89.2      -27.8
 Expectations                74.7        1.2

South Atlantic

 Consumer Confidence Index   93.6        1.7
 Present Situation           97.8       -7.4
 Expectations                90.8        9.3

East South Central

 Consumer Confidence Index   84.0       16.6
 Present Situation           85.3        1.8
 Expectations                83.1       29.5

West South Central

 Consumer Confidence Index   86.3      -14.7
 Present Situation           83.3      -29.8
 Expectations                88.3       -1.3

Mountain

 Consumer Confidence Index   88.8      -10.5
 Present Situation           81.7      -29.8
 Expectations                93.6        6.6

Pacific

 Consumer Confidence Index   82.1       -5.8
 Present Situation           67.4      -28.1
 Expectations                91.9       11.1

* Percent Change: Average of last three months shown as compared with
the same period a year ago. Regional data are not adjusted for seasonal
variation.
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No portion of this article can be reproduced without the express written permission from the copyright holder.
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Author:Franco, Lynn
Publication:Consumer Confidence Survey
Date:Jan 1, 2003
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