Consult an insurance agent.I am writing in response to the letter printed in the May issue of the Detroiter ("Shut out from the health-care system for no good reason"). While I empathize em·pa·thize v. To feel empathy in relation to another person. with the writer's search for affordable health-care coverage, I was appalled by his comment "I have a less than perfect health record (and I was honest about it--I didn't have to say a thing!)." I would like to remind the writer that failure to reveal medical history on an application is fraud. Not only that, but this omission omission n. 1) failure to perform an act agreed to, where there is a duty to an individual or the public to act (including omitting to take care) or is required by law. Such an omission may give rise to a lawsuit in the same way as a negligent or improper act. can result in your coverage being canceled retroactively ret·ro·ac·tive adj. Influencing or applying to a period prior to enactment: a retroactive pay increase. [French rétroactif, from Latin or your benefits being denied due to a pre-existing condition limitation. I highly recommend that the writer seek guidance from an independent insurance agent in his quest for Verb 1. quest for - go in search of or hunt for; "pursue a hobby" quest after, go after, pursue look for, search, seek - try to locate or discover, or try to establish the existence of; "The police are searching for clues"; "They are searching for the coverage. Beth Bishoff Treasurer Elrod Benefit Strategies Harper Woods |
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