Concord EFS and MedCom USA Announce Launch of Healthcare Industry Sales Program.

Health/Medical Writers and Business Editors

IRVINE, Calif.--(BW HealthWire)--Jan. 27, 2000

Concord EFS, Inc.'s (Nasdaq:CEFT) EFS National Bank subsidiary and MedCom USA, Inc. (Nasdaq:EMED) today announced the launch of a national sales program for the MedCard System to the healthcare market.

Significant elements of the program include marketing the MedCard System to Concord's existing healthcare industry customer base, partnering with banking customers to market the system to the banks' healthcare clients, and creating a specially trained healthcare industry sales force. Approximately 500 Concord EFS sales people, along with 250 agent banks will market this comprehensive package of products and services to physicians, clinics and hospitals. These salespeople have undergone specialized healthcare industry and product sales training at seminars, and through custom videotape presentations.

Using an, intelligent, countertop point-of-service terminal manufactured by Hypercom Corporation (NYSE:HYC), physicians' offices are able to electronically perform:

-- Medical Insurance Eligibility Verification

-- Encounter Data Capture

-- Paperless Medical Claims Processing

-- Credit Card and ATM Card Processing for Payment of Patients'

Deductibles and Co-Payments

-- FlexPay, allowing patient's to pay for healthcare services over

time

-- Check Payment Authorization

-- And, other relevant business services for physicians

&uot;The healthcare industry is a major target market for Concord EFS in 2000,&uot; stated Edward A. Labry III, Concord EFS President. &uot;By having an integrated product line that includes our financial services and the MedCard System, we offer physicians an extraordinary package of comprehensive business services.&uot;

&uot;This system is a way to process credit card payments and medical card claims through one easy to use card payment terminal, and we are pleased to join with Concord EFS and MedCom USA to provide this powerful solution to the industry,&uot; stated George Wallner, Hypercom's President and CEO,

&uot;MedCom's on-going strategic business plan is to continue to develop value-added, healthcare industry and electronic commerce products and services for both MedCard as well as with our JustMed.com subsidiary,&uot; stated Mark E. Bennett, MedCom's President and CEO. Our marketing partnership with Concord EFS allows us to integrate Concord's financial services with our own products, company-wide, creating a single vendor solution for all business-to-business and e-commerce transactions.&uot;

Concord EFS is a vertically integrated electronic transaction processor. The EFSNB Merchant System, provides transaction authorization, data capture, settlement and funds transfer services to selected market segments including the healthcare industry. The Company's primary activities include providing credit, debit, check authorization and electronic benefits transfer (EBT) processing services for retailers, and providing gateway processing, ATM driving, and MAC (R) network access to the financial services industry. Concord's Internet address is www.concordefs.com.

Hypercom Corporation (NYSE:HYC) is a global provider of end-to-end electronic payment solutions, including card payment systems, peripherals, network products, software and e-commerce payment solutions that add value at the point-of-sale for consumers, merchants and acquirers. Headquartered in Phoenix, Arizona, Hypercom markets its products in more than 70 countries through a global network of affiliates and offices in Argentina, Australia, Brazil, Chile, China, Germany, Hong Kong, Hungary, Japan, Mexico, Russia, Singapore, Sweden, the United Kingdom and Venezuela, Hypercom's Internet address is www.hypercom.com.

MedCom USA, Inc. provides innovative solutions for electronically processing transactions within the healthcare industry. The Company's healthcare business units include: MedCard, a service package for physicians, clinics and hospitals that has been endorsed by the New York County and Suffolk County Medical Associations; JustMed.com, a pure play internet healthcare Web site: and Med Store, an e-commerce sit for selling home medical equipment (HME) products. MedCom's Internet address is www.justmed.com.

This release contains forward-looking statements that are subject to risks and uncertainties, including but not limited to the impact of competitive products and pricing, product demand and market acceptance, reliance on key strategic alliances, fluctuations in operating results and other risks detailed from time to time in the Company's filings with the securities and Exchange Commission.