Concord EFS Processing Consumer-To-Business Payments for Marsh Supermarket Web Site.

Business Editors

MEMPHIS, Tenn.--(BUSINESS WIRE)--July 17, 2000

Concord EFS, Inc. (NASDAQ: CEFT), a leading electronic commerce provider, and Marsh Supermarkets Inc. (NASDAQ: MARSA, MARSB), one of the largest regional grocery chains in the United States, announced today that Concord will be the payment engine for health and beauty products purchased on Marsh's Web site, www.marsh.net. Concord will provide the credit card authorization and settlement for Marsh's Web-based purchases, and Bindley Western, the nation's fifth largest pharmaceutical wholesaler, will provide the online store functionality, inventory and distribution.

"Concord has always worked in partnership with us to help us implement new payment solutions, so it was natural to turn to them for payment processing on the Internet," said David Reed, Marsh's Executive Director of Management Information Systems and Services. "Concord's system reliability, volume capacity, and XML solution, along with the convenience of having a single source for both Internet and bricks and mortar payments, made Concord the best choice by far."

Marsh's on-line drug store, which is located in the Healthy Living section of the Web site, combines Concord's Todays eBiz(TM) payment gateway service with Bindley Western's InSymphony.com(TM) e-commerce solution and IBM's net.commerce interface. When consumers visit the Marsh Web site and click on "Health e-Mart," they are actually entering the Bindley Western site, where they can browse the products and make a purchase. Bindley Western sends the payment transaction to Concord for authorization, and Concord settles the transaction between Marsh and Bindley Western. Bindley Western provides fulfillment from one of its 17 distribution centers nationwide.

"Concord was an excellent partner for developing Marsh's online drug store, because their desire to work with clients to design customized solutions closely matches our business philosophy," said Thomas Vaughan, Vice President of Marketing and Electronic Commerce for Bindley Western. "We believe that this sort of collaboration among multiple providers, working together to create a seamless, quick-to-market solution, represents the future of Internet commerce."

"It's was very rewarding to work with the innovative professionals at Marsh and Bindley Western on this project," said Edward A. Labry III, Concord president. "Together, we've created a model that is easily implemented, cost effective, and completely turn-key. We value Marsh's confidence in us, and we look forward to working with them on further development in the coming years."

Marsh has been a client of Concord's BUYPASS subsidiary since 1996, and recently expanded their contract to include Concord's back-end settlement processing. Concord provides credit, debit and electronic benefits transfer processing and settlement for Marsh's 70 stores.

About Marsh Supermarkets Inc.

Marsh Supermarkets is one of the largest regional grocery chains in the United States, and operates 70 Marsh Supermarkets, 23 LoBill Foods stores, 1 Savin*$, and 181 Village Pantry convenience stores in central Indiana and western Ohio. The company also operates Convenience Store Distributing Company, a wholesale food and grocery merchandise company that services 1,300 stores in a nine-state area, and Crystal Food Services, which provides catering, cafeteria management and vending in Indiana, and McNamara Florists and Enflora - Flowers for Business. Marsh Supermarkets is a publicly held company which employs through its various divisions, 14,000 people, principally in a two-state area. Marsh common stock is traded on the NASDAQ National Market System (MARSA and MARSB).

About Bindley Western

Indianapolis-based Bindley Western is a $10 billion, Fortune 500 company that provides a synergistic array of cost-effective pharmaceutical and supply-channel management products and services from 17 distribution facilities located in 14 states and from 31 nuclear pharmacies located in 15 states. Customers include chain drug stores, independent drug stores, supermarkets and mass retailers with their own pharmacies, hospitals, clinics, HMOs, and managed care organizations, all of which are dedicated to lowering the cost of healthcare and improving the quality of patient care. Information on Bindley Western is available on-line at www.bindley.com.

About Concord

Concord is a vertically integrated electronic transaction processor, providing transaction authorization, data capture, settlement and funds transfer services to selected markets. Concord's primary activities include providing credit, debit, check authorization, and electronic benefits transfer (EBT) processing services to supermarket, petroleum, convenience store and other retailers; and providing gateway processing, ATM driving and MAC(R) network access to the financial services industry. Concord also provides electronic payment and payroll services to trucking companies, truck stops and other segments of the market. Concord news releases, links to SEC filings, and other financial information are available on its corporate web site at www.concordefs.com.

This release may contain or incorporate by reference statements which may constitute "forward-looking" information, within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Act of 1934, as amended. Any such statements are not guarantees for future performance and involve risks and uncertainties, and actual results may differ materially from those contemplated by such forward-looking statements. The Company undertakes no obligation to update or revise forward-looking statements to reflect changed assumptions, the occurrence of unanticipated events or changes to future results over time. See the cautionary statements included as Exhibit 99 to our Form 10-Q for the quarter ended March 31, 1999 for a more detailed discussion of certain of the factors that could cause actual results to differ materially from those included in the forward-looking statements.