Community West Bancshares' E-Commerce Subsidiary and A La Carte International LLC Sign Loyalty Card Pact.

GOLETA, Calif.--(BUSINESS WIRE)--June 8, 1999--

Lew Stone, president & chief executive officer of Community West Bancshares, announced the company's E-Commerce subsidiary, Electronic Paycheck, LLC, has entered into an agreement with a la Carte International, LLC, a provider of dining rebate loyalty programs, to provide a loyalty service technology platform to a la Carte.

A la Carte will sell these services to program sponsors that will promote them as a branded program for use by cardholders and merchants.

Stone said, "We are extremely pleased to be working with a la Carte. A la Carte provides access to the merchants and program sponsors in the loyalty services field. We have been searching for some time to find a partnership to integrate our loyalty services capabilities and expand our card base. The partnering of Electronic Paycheck and a la Carte provides us with our largest potential card audience yet."

Stuart Graham, president of la la Carte, said, "Electronic Paycheck's loyalty services platform will allow us to specifically tailor our system to the needs of each of our sponsors. By doing so, we can maximize each loyalty dollar to the sponsors and provide the most efficient means of tracking and crediting each and every dollar. Electronic Paycheck offers us the ability to focus our efforts on securing program sponsors and to perform sales and marketing roles while they focus on delivery of the technical services."

Graham anticipated the first program to be launched during the third quarter of 1999, calling for approximately 50,000 cards. A la Carte's plans are to have more than 500,000 cards issued during 2000.

Community West Bancshares is a technology and financial services company with headquarters in Goleta, Calif. Goleta National Bank, subsidiary of the company, has two full service branches, one in Goleta and one in Ventura, and loan production offices located in Alabama, California, Florida, Georgia, and Nevada. In addition, Goleta National Bank is a majority owner of Electronic Paycheck, LLC. Palomar Savings & Loan Association, subsidiary of the company, has two full service branches and a loan production office, all located in Escondido, Calif.

This release contains forward-looking statements that reflect management's current views of future events and operations. These forward-looking statements are based on information currently available to the company as of the date of this release. It is important to note that these forward-looking statements are not guarantees of future performance and involve risks and uncertainties, including, but not limited to, the ability of the company to implement its technology strategy, and issue a larger volume of cards.

The company's actual results may differ materially from those in the forward-looking statements as a result of various important factors, including general economic conditions and "competition" as described in the company's Form 10-K for the year ended Dec. 31, 1998.