Community Savings rated tops in safety for sixth consecutive quarter.

NORTH PALM BEACH, Fla.--(BUSINESS WIRE)--March 6, 1995--Community Savings (NASDAQ/NMS:CMSV) received Veribanc Inc.'s triple green star rating for fiscal safety among savings and loans for the fourth quarter of 1994.

It was the sixth consecutive quarter that Community Savings has achieved that distinction.

"To be recognized for maintaining such a high standard over a prolonged period of time while continuing to enjoy rapid growth is very gratifying," said James B. Pittard Jr., president and chief executive officer of Community Savings. "I believe the secret to our success can be found in our motto, `Common Sense and Consistency since 1955.'"

Veribanc rates financial institutions on their fiscal soundness by evaluating criteria derived from information provided by the institutions to the federal government. The independent national research firm uses a system of colored stars to indicate financial health. The color green indicates a profitable financial institution with an equity-to-assets ratio of five percent or higher.

The three stars indicate a net worth that meets regulatory standards, a minimal amount of problem loans and that the institution's most recent quarter was profitable. Other criteria include available equity to offset possible losses and degree of profitability.

Community Savings was chartered in 1955 and currently has more than $560 million in assets. The institution is headquartered in North Palm Beach and operates 17 full-service banking offices throughout northern Palm Beach, Martin and St. Lucie counties.

CONTACT: Community Savings, North Palm Beach

Juanita Parkinson, Marketing Director,

800/432-1911, ext. 4929