Commerce National Bank Names Lisa Loughran as Vice President, Director of Operations.

FULLERTON, Calif. -- Commerce National Bank (OTCBB:CNBF), a community business bank, today announced that Lisa Loughran has been appointed vice president, director of operations. As the bank's director of operations, Loughran will supervise all aspects of customer deposits, all of the bank's daily operations requirements, operations training and regulatory compliance.

"Lisa Loughran has extensive banking experience with emphasis in operations management and compliance," said President and CEO Mark E. Simmons. "She will oversee all audits and exams as well as serve as our BSA (Bank Secrecy Act) Compliance Officer. We are fortunate to have Ms. Loughran join our team of experienced bankers at Commerce National Bank."

Prior to her appointment at Commerce National Bank, Loughran was vice president and operations administrator at Pacific Liberty Bank in Huntington Beach. She also has experience at both Union Bank of California, and California Federal Bank. Earlier this year she was named Soroptimist of the Year in Huntington Beach and served as Soroptimist International Huntington Beach president in 2004-2005.

With offices in Fullerton and Irvine near John Wayne Airport, Commerce National Bank had total assets of $115.6 million as of Sept. 30, 2005, and serves the business, professional and selected real estate communities in Orange County, Calif.

Forward-Looking Statement:

This news release contains statements that are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on current expectations, estimates and projections about Commerce National Bank's business based, in part, on assumptions made by management. These statements are not guarantees of future performance and involve risks, uncertainties and assumptions that are difficult to predict. Therefore, actual outcomes and results may differ materially from what is expressed or forecasted in such forward-looking statements due to numerous factors, including those described above and the following: Commerce National Bank's ability to successfully integrate acquired businesses, Commerce National Bank's timely development of new products and services, technological changes, changes in consumer spending and savings habits and other risks discussed from time to time in Commerce National Bank's reports and filings with the Office of the Comptroller of the Currency. In addition, such statements could be affected by general industry and market conditions and growth rates, and general domestic and international economic conditions. Such forward-looking statements speak only as of the date on which they are made, and Commerce National Bank does not undertake any obligation to update any forward-looking statement to reflect events or circumstances after the date of this release.