Commerce National Bank Appoints Thomas S. Flannery Senior Vice President and Director of Operations.

NEWPORT BEACH, Calif. -- Commerce National Bank (OTCBB:CNBF) a community business bank, today announced that Thomas S. Flannery has been appointed Senior Vice President and Director of Operations.

"Tom joins Commerce National Bank with over twenty nine years of bank operations experience including branch administration, compliance, risk management and new product development," said President & CEO Mark E. Simmons. Mr. Flannery will be actively involved in supervising all aspects of the bank's operations needs.

Most recently Mr. Flannery was the Vice President and Branch Administrator of Antelope Valley Bank and has also held operations positions with Eldorado Bank, Bank of America and City National Bank.

With headquarters in Newport Beach near the John Wayne Airport and an office in north Orange County in the city of Fullerton, Commerce National Bank is well positioned to serve businesses, professionals and selected real estate clients in both the southern and northern areas of Orange County. The offices are staffed by experienced business bankers who are committed to providing exemplary service to their customers in the business community.

Forward-Looking Statement 

This news release contains statements that are forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on current expectations, estimates and projections about Commerce National Bank's business based, in part, on assumptions made by management. These statements are not guarantees of future performance and involve risks, uncertainties and assumptions that are difficult to predict. Therefore, actual outcomes and results may differ materially from what is expressed or forecasted in such forward-looking statements due to numerous factors, including those described above and the following: Commerce National Bank's timely development of new products and services, technological changes, changes in consumer spending and savings habits and other risks discussed from time to time in Commerce National Bank's reports and filings with the Office of the Comptroller of the Currency. In addition, such statements could be affected by general industry and market conditions and growth rates, and general domestic and international economic conditions. Such forward-looking statements speak only as of the date on which they are made, and Commerce National Bank does not undertake any obligation to update any forward-looking statement to reflect events or circumstances after the date of this release.