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Citizens Banking Corporation Appoints Head of Mortgage Banking and Title Services.


Business Editors

FLINT, Mich.--(BUSINESS WIRE)--Oct. 16, 2003

Citizens Banking Corporation (Nasdaq:CBCF CBCF Canadian Breast Cancer Foundation
CBCF Congressional Black Caucus Foundation
CBCF Community Based Corrections Facilities
CBCF Commander, Base Communications Facility
), parent company of Citizens Bank and F&M Bank names Michael J. Sonego as senior vice president and head of its residential mortgage banking and title services areas. In this position, Sonego will be responsible for the performance and origination of retail and wholesale residential mortgages and title services. Citizens provides residential mortgage services in Michigan through Citizens Bank Mortgage Company, LLC (Logical Link Control) See "LANs" under data link protocol.

LLC - Logical Link Control
, and has mortgage departments within Citizens Bank-Illinois, N.A., and F&M Banks in Wisconsin and Iowa. The company offers its title services in Michigan through Citizens Title Services, Inc.

Commenting on the appointment, Citizens Banking Corporation executive vice president and head of consumer banking Wayne Schaeffer said, "Mike has the knowledge and experience we need to continue the growth of our mortgage and title services offerings throughout the markets we serve. His extensive experience managing mortgage operations on a national scale will help continue to grow Citizens mortgage banking to provide top quality products and services to our mortgage clients."

Prior to joining Citizens, Sonego was with Bank One and its predecessors for nearly 20 years in various management positions in both mortgage sales support and mortgage origination in Oakland County and Metro Detroit The Detroit metropolitan area, often referred to as Metro Detroit, is the metropolitan area located in southeastern Michigan, centered on the city of Detroit. As the home of the "Big Three" American automakers (General Motors, Ford, and Chrysler), it is the world's . In 1998, he became the national mortgage sales manager for Bank One where he designed and implemented national management structure which includes managing originators, sales managers and division managers in 14 states. Subsequently to that, he became a market business manager in Private Client Services responsible for Troy and Grosse Pointe, Michigan This article is about the incorporated city of Grosse Pointe. For the adjacent area, see Grosse Pointe.
Grosse Pointe is a wealthy suburban city bordering Detroit in Wayne County in the U.S. state of Michigan. The population was 5,670 at the 2000 census.
 offices including private banking, trust advisors, and client advisors as well as estate planning Estate Planning

The overall planning of a person's wealth, including the preparation of a will and the planning of taxes after the individual's death.

Notes:
Contrary to popular belief, estate planning involves much more than preparing a will, and it is not only for the
, financial planning Financial planning

Evaluating the investing and financing options available to a firm. Planning includes attempting to make optimal decisions, projecting the consequences of these decisions for the firm in the form of a financial plan, and then comparing future performance against
 and insurance for clients. He served most recently as regional investment director for Private Client Services where he was responsible for supervision and management of a team of investment specialists in Michigan, Ohio, Kentucky and West Virginia.

Sonego has a master's degree in Finance from Walsh College in Troy, Michigan. He received his bachelor of business administration “BBA” redirects here. For other uses, see BBA (disambiguation).

The Bachelor of Business Administration (BBA) is a bachelor's degree in business studies.
 from Western Michigan University Western Michigan University, at Kalamazoo, Mich.; coeducational; founded in 1903 as Western State Normal School, became accredited in 1927 as a college, gained university status in 1957.  in Kalamazoo, Michigan. He is an active member of the Builders Association of Southeast Michigan.

Citizens Banking Corporation is a diversified financial services company, providing a wide range of commercial, consumer, mortgage banking, trust investment and financial planning services to a broad client base. With a long-standing tradition of community banking, Citizens Banking Corporation serves markets through Citizens Bank offices in Michigan, suburban Chicago, Illinois, and through F&M Bank offices in Wisconsin, and Iowa with 176 banking offices. Citizens has banking assets of $7.8 billion.
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Publication:Business Wire
Date:Oct 16, 2003
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