Citigroup To Review Risk Capital Allocation Process.

Business Editors

NEW YORK--(BUSINESS WIRE)--March 12, 2004

Citigroup (NYSE: C) Todd S. Thomson, EVP Finance, Operations & Strategy and Chief Financial Officer, Citigroup, Inc., and David C. Bushnell, Senior Risk Officer, Citigroup Inc., will review Citigroup's risk capital allocation process on Monday, March 29, 2004, at 1:00 PM (EST). A live webcast of the presentation will be available at http://www.citigroup.com/citigroup/fin. Presentation materials will be available for download prior to the event at http://www.citigroup.com/citigroup/fin. A replay of the webcast will be available at http://www.citigroup.com/citigroup/fin/pres.htm.

Citigroup (NYSE: C), the preeminent global financial services company has some 200 million customer accounts and does business in more than 100 countries, providing consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, insurance, securities brokerage, and asset management. Major brand names under Citigroup's trademark red umbrella include Citibank, CitiFinancial, Primerica, Smith Barney, Banamex, and Travelers Life and Annuity. Additional information may be found at www.citigroup.com