Citibank Celebrates Mother's Day with Complimentary Citibank Global Transfers to Mexico; New Customers can Receive $25 for Sending Money Back Home.

NEW YORK -- In celebration of Mothers Day, now through June 15, 2005, Citibank is waiving the normal transaction fee of $5 to $8 to send money to Mexico using Citibank Global Transfers. Additionally, new Access Account customers can receive $25 during this special promotion. Access Account, is a "checkless" checking account with features that allow those in the U.S., to send money back home to Mexico, using Citibank Global Transfers.

The Access Account will save customers money while making it quick and easy to send money home to family and friends. The Access Account was developed as part of Citibank's ongoing commitment to be a provider of innovative products and services to a wide spectrum of customers, thereby reinforcing Citibank's position as a market leader in the financial services industry.

"Citi has 300,000 employees worldwide and we consider Mother's Day a special time to remember our mothers and grandmothers and celebrate with our families and friends. We make it as easy as possible for families and friends to send and receive money on both sides of the border, through our Citibank Financial Centers in the US and our Banamex branches and ATM's in Mexico," said Maura Markus, President of Citibank's U.S. branch banking system.

All new and existing retail banking customers in the United States can take advantage of this special offer. New Access Account members will receive $25 in their Access Account after completing 2 Citibank Global Transfers to Mexico within 60 days of opening their new account. Citibank Financial Centers are participating throughout New York, California, Illinois, Florida, Washington, DC and Puerto Rico.

"Because Citibank is an active and engaged partner in communities around the world, we understand customer needs. The Access Account is convenient and affordable to all and provides customers with a safe way to manage and save money while building credit history," said Rebeca Vargas, Director of Hispanic Markets for Retail Banking North America.

The Access Account is a checkless checking account designed for individuals who may have never had a bank account or who wish to have an account that is easy to open and manage. The account offers access to a wide variety of Citibank's financial products and services such as statements in Spanish, online banking in Spanish and financial education seminars.

Principal features of the Citibank Access Account are:

--A checkless checking account, no paper checks to worry about.

--No minimum balance requirements to open or maintain account.

--Acceptance of the Mexican and Guatemalan matricula consular as a valid form of identification.

--Simple and affordable: Low monthly maintenance fee of $3.00, is waived with direct deposit or recurring deposits such as salary, Social Security or entitlement funds.

--Unlimited free use of Citibank's ATM network. When using ATMs of other banks, there may be additional fees, which can vary, depending on the ATM used.

--Citiphone Banking services available 24/7.

--Citibank Banking Cards available (ATM, MasterCard debit card or AAdvantage debit card) which can be used without transaction fees at affiliated establishments around the world.

--Free unlimited online banking, in English or Spanish, through which a wide variety of operations may be conducted, including transfers between accounts, unlimited bill payments and viewing account balances.

--Overdraft protection for qualifying accounts.

--Opportunity to apply for a wide range of Citibank services, such as a secured credit card.

--A complimentary Citipro financial needs analysis.

--Statements in Spanish.

--Financial Education Seminars.

Customer service representatives in Citibank Financial Centers will be available to train and familiarize Access Account customers with the services available to them. The account has two debit card versions; a Citibank-branded ATM/debitcard or a card with both Banamex and Citibank brands.

Consumers interested in learning more about the Access Account should call 1-866-335-1191 (English), or 1-800-967-4984 (Spanish), visit www.citibank.com or www.citibank.com/espanol or stop by their nearest Citibank Financial Center.

Citibank is a member of Citigroup (NYSE: C), the preeminent global financial services company with some 200 million customer accounts in more than 100 countries, which provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, insurance, securities brokerage, and asset management. Major brand names under Citigroup's trademark red umbrella include Citibank, CitiFinancial, Primerica, Smith Barney, Banamex, and Travelers Life and Annuity. Additional information may be found at: www.citigroup.com.