Chubb policy soothes fears. (Property/Casualty: Marketplace).

According to the U.S. Department of Justice, nearly 1.3 million cases of forcible or unlawful entry of residences, 1.4 million stalkings, 50,000 car jackings and 58,000 non-family-related child abductions occur each year. Insurance is now available in Florida, Georgia and Pennsylvania to help protect families from financial loss if a loved one is the victim of one of the four crimes. The Chubb Group of Insurance Cos. is offering its Masterpiece Family Protection to homeowners policyholders in the three states following product launches in Colorado, Connecticut, Illinois, Massachusetts and New Jersey. The coverage helps defray a broad range of expenses if the policyholder or a covered relative is the victim of a covered home invasion, child abduction, car jacking (except Florida) or stalking threat that occurs almost anywhere in the world.

A nationwide survey of more than 300 people conducted by Impulse Research of Los Angeles showed nearly two-thirds of Americans worry that their child may be abducted, 58% are concerned about car jacking and 46% fear that they may be stalked.

The insurance reimburses the policyholder up to specified limits for various expenses, including fees for medical and psychiatric services, reimbursement for lost wages, fees for security consultants and security guards, and the cost of recuperation, improving household security and temporarily relocating one's residence. The policy also provides a reward for information leading to the arrest and conviction of the responsible party. Depending on the type and severity of covered loss, the policy provides up to $300,000 in coverage.