Chase Unveils New Look; Bank Celebrates Introduction of Brand in Chicago with Lunch-Time Concert and Refreshments.

Chase (NYSE:JPM):

EVENT DETAILS

WHO:       William M. Daley, Chairman of the Midwest Region for
           JPMorgan Chase & Co. Jerome Goldstein, Regional Manager for
           Chase branches in Illinois and Northwest Indiana Beatles
           cover band British Export

WHAT:      Unveiling of new Chase sign and logo to mark the rebranding
           of 330 Chicago bank branches from Bank One to Chase

WHEN:      TODAY, October 24, 2005
           11:15 a.m.

WHERE:     Chase Tower (formerly Bank One Plaza) 10 S. Dearborn St.
           (near Monroe), Chicago

WHAT ELSE: The unveiling will be followed by a two-hour celebration on
           the Plaza level of Chase Tower, with refreshments for
           passersby and a free, live concert featuring Beatles' cover
           band British Export. Chase is prominently featuring a
           version of the 1967 Beatles' song "Hello Goodbye" in the
           rebranding.

About Chase

The 330 Bank One branches and 1,200 ATMs in the Chicago market will be rebranded to Chase on Oct. 24. Chase is the U.S. consumer and commercial banking brand of JPMorgan Chase & Co. (NYSE:JPM). Chase has approximately 95.5 million credit cards issued and serves consumers and small businesses through more than 2,500 bank branches, 7,000 ATMs and 225 mortgage offices as well as through relationships with over 15,000 auto dealerships, 2,500 schools and universities, and 2,100 insurance agencies. It also serves more than 25,000 commercial banking clients, including corporations, municipalities, financial institutions and not-for-profit entities with annual revenues generally ranging from $10 million to $2 billion. More information about Chase is available at www.chase.com.