Chase Says Hello to Florida April 24; Bank One Changes its Name to Chase at its 10 Florida Branches.

PALM BEACH GARDENS, Fla. -- Chase will say "Hello" to Bank One customers beginning April 24 as signs at its 10 Florida branches are changed to Chase, the consumer and commercial banking brand of JPMorgan Chase & Co. (NYSE:JPM).

The name change results from the 2004 merger of Bank One with JPMorgan Chase.

"We're proud to move to a brand that has a long-standing place in our country's banking history," said Jeff Carter, head of retail banking for Chase in Florida. "Through expanded products and services, our combined company will make banking even more attractive for Chase customers in Florida."

About 200 signs in Florida will change to Chase as part of the rebranding that begins April 24. Florida consumers also will see the Chase brand highlighted in a sweepstakes in the coming weeks - with a chance to win a free trip to Walt Disney World for a family of four.

Customers should continue using their Bank One checks, ATM cards and debit cards. New Chase debit and ATM cards began going out to customers earlier this month, and customers will receive Chase-branded checks when they place a new check order.

"The transition to the Chase brand should be smooth and easy for our customers," Carter said. "Our merger gave our customers access to more ATMs as well as improved products and services. Now, we're moving to the Chase name on our signs here in Florida."

Improved products and services available to Chase consumer and commercial customers include:

--Expanded mortgage products from Chase Home Finance, one of the nation's leading mortgage companies

--Payments on Chase loans accepted at all Chase branches (including credit cards, mortgages and car loans)

--Free access to more than 7,300 ATMs nationwide

--Access to more than 2,600 bank branches across the country by the end of 2006

--A broader array of products for businesses of all sizes

--Access to the recently improved chase.com website, which was just rated #1 by Keynote, a market-leading provider of Internet benchmarketing and assessment

--Larger and quicker loans through syndication for commercial customers

--Greater international presence for commercial banking customers

--More sophisticated investment-planning products at all levels, including JPMorgan mutual funds

--Affiliation for high net worth customers with JPMorgan Private Client Services and JPMorgan Private Bank

The name change in Florida and Michigan April 24 completes the nationwide change at more than 1,500 Bank One branches.

Chase, the U.S. consumer and commercial banking brand of JPMorgan Chase & Co., has more than 110 million credit cards issued and serves consumers and small businesses through more than 2,600 bank branches, 7,300 ATMs and 280 mortgage offices as well as through relationships with over 15,000 auto dealerships, and 2,500 schools and universities. It also serves more than 25,000 commercial banking clients, including corporations, municipalities, financial institutions and not-for-profit entities with annual revenues generally ranging from $10 million to $2 billion. More information about Chase is available through www.chase.com.