Cardinal Bank Teams with the FDIC, American Bankers Association and Washington-Lee High School to Help Students Get Smart About Credit.

TYSONS CORNER, Va. -- Cardinal Bank (NASDAQ:CFNL) announced today that 27 students from Washington-Lee High School in Arlington, Virginia, received financial education instruction from Thomas J. Curry, FDIC director, and Kevin Reynolds, president of Cardinal Bank, in honor of the fifth annual Get Smart About Credit Day, a national event sponsored by the American Bankers Association Education Foundation.

"Exposing students at an early age to the importance of credit is significant to their financial well-being and will help these young adults build better lives. We want the students to understand a key message that making smart financial decisions has long-term implications for both their families and themselves," said Reynolds.

Cardinal Bank participated in Get Smart About Credit Day, joining more than 2,500 volunteer bankers and government leaders across America in teaching local teens and young adults financial fundamentals in credit card responsibility, credit reports and credit scoring, positive payment history, interest rates and finance charges, and identity theft.

"Bankers have a long history of community service, but they are uniquely qualified to fill the need for financial education. Banks like Cardinal understand that financial literacy is just as much a part of their business as opening accounts and extending loans," said Laura Fisher, director of the ABA Education Foundation.

Cardinal Financial Corporation: Cardinal Financial Corporation, a financial holding company headquartered in Tysons Corner, Virginia with assets of $1.779 billion at June 30, 2007, serves the Washington Metropolitan region through its wholly owned subsidiary, Cardinal Bank, with 25 locations. For additional information, please visit our Web site at www.cardinalbank.com or call 703.584.3400.

The ABA Education Foundation, a non-profit subsidiary of the American Bankers Association, is committed to developing and providing education programs that lead to financial literacy. For more information, visit http://www.aba.com/Consumer+Connection or call 1-800-BANKERS.