Cardinal Bank Opens New Annandale & Purcellville Offices.

TYSONS CORNER, Va. -- Cardinal Bank is pleased to announce the opening of two new community banking offices in Annandale and Purcellville, Virginia. The Annandale and Purcellville banking offices are Cardinal's first locations in these markets increasing the bank's branch network to 17. On December 13th, Cardinal will open its 18th location in Clifton at the Colonnade at Union Mill shopping center.

The Annandale office opened on November 1st, and is conveniently located just off Little River Turnpike on the corner of Poplar Street and Annandale Road in center of Annandale. The office offers extended banking hours from 8 a.m. until 8 p.m. Monday through Friday and 9 a.m. until 1 p.m. on Saturday, a two lane drive-through, and 24-hour ATM. Cardinal customers can also bank 24 hours a day, seven days a week via phone, at 1-877-934-9200, or online at www.cardinalbank.com.

Sheila Yosufy, a long time Fairfax County resident, leads the new office as Vice President and Banking Office Manager. Yosufy's background includes many years of local banking experience and involvement with area business and civic organizations.

The Purcellville office opened on November 15th, and is located at 440 East Main Street in the heart of Purcellville. This office also provides extended banking hours from 8 a.m. until 8 a.m. Monday through Friday and 9 a.m. until 1 p.m. on Saturdays, a drive-up 24 hour ATM, triple drive-through service and plenty of free parking.

Billie Crouch, a native of Purcellville, heads the new office as Vice President and Banking Office Manager. Crouch brings 30 years of banking experience to Cardinal and she has been involved in the Purcellville community all of her life.

"Annandale and Purcellville represent growing and diverse communities and allow us to extend our hometown community banking service to the area residents and local businesses," commented Cardinal Financial Corporation's Chairman, President and CEO, Bernard H. Clineburg. "Sheila and Billie are outstanding people who have the knowledge and experience to help serve needs of the Annandale and Purcellville communities."

About Cardinal Bank: Cardinal Bank, N.A., a full-service community bank, is a wholly-owned subsidiary of Cardinal Financial Corporation. On September 30, 2004, Cardinal Financial Corporation had assets of $1 billion. Cardinal serves Northern Virginia and Fredericksburg with 17 conveniently located banking offices in Alexandria, Annandale, Arlington, Fairfax, Fairfax City, Fredericksburg, Herndon, Leesburg, Manassas, McLean, Purcellville, Reston, Stafford, Sterling, Woodbridge, and two locations in Tysons Corner. Cardinal also operates two subsidiaries, a full service investment services company, Cardinal Wealth Services, Inc., and a residential mortgage lending company, George Mason Mortgage, LLC, based in Fairfax, VA, with nine offices throughout the metropolitan Washington region. The company's stock is traded on the NASDAQ (CFNL). For additional information please visit our Web site at www.cardinalbank.com.