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California Health Plans See Value in CHOICE Administrators(R) Defined Contribution Model.


ORANGE, Calif. -- The defined contribution Employee Choice health coverage model, pioneered by CHOICE Administrators(R) more than 10 years ago through its CaliforniaChoice program, continues to be supported by several of California's leading health insurance carriers, now serving over 160,000 members through more than 10,000 employer groups employer group Association of employers Managed care An entity with a current group benefits agreement in effect with a health plan to provide covered health care services to its employee-subscribers and eligible dependents. .

Health carriers like Blue Shield of California Blue Shield of California is a not-for-profit health insurance provider headquartered in San Francisco, California. An independent licensee of the Blue Cross and Blue Shield Association, Blue Shield of California is an incorporated, wholly owned subsidiary of California Physicians' , Health Net, Kaiser Permanente Kaiser Permanente is an integrated managed care organization, based in Oakland, California, founded in 1945 by industrialist Henry J. Kaiser and physician Sidney R. Garfield. , Sharp Health Plan and Western Health Advantage participate in a program based on defined contribution which provides employers with cost control and budget predictability because they designate des·ig·nate  
tr.v. des·ig·nat·ed, des·ig·nat·ing, des·ig·nates
1. To indicate or specify; point out.

2. To give a name or title to; characterize.

3.
 a specific monthly amount to contribute to their employees' healthcare insurance.

CaliforniaChoice is a unique program that allows employers with two to 50 employees to set a monthly budget for employee health benefits and offers each of their employees the ability to choose from five health plans, 10 benefit plan designs, HSAs, Dental dental /den·tal/ (den´t'l) pertaining to a tooth or teeth.

den·tal
adj.
1. Of, relating to, or for the teeth.

2. Of, relating to, or intended for dentistry.
, Vision, Wellness including Chiropractic chiropractic (kīrəprăk`tĭk) [Gr.,=doing by hand], medical practice based on the theory that all disease results from a disruption of the functions of the nerves. , and Group Term Life - all in one package with one consolidated con·sol·i·date  
v. con·sol·i·dat·ed, con·sol·i·dat·ing, con·sol·i·dates

v.tr.
1. To unite into one system or whole; combine:
 monthly bill.

CaliforniaChoice 51+ provides a similar program for business owners with 51 to 199 employees, offering Kaiser Permanente, Cigna and Health Net. In addition, the new Kaiser Permanente Choice Solution, introduced in May 2006, is a unique program for employers with two to 50 employees that offers seven of the most flexible Kaiser Permanente benefit plans along with Dental, Life, and AD&D - all in one program with one consolidated monthly bill.

CHOICE Administrators(R) programs benefit both the employer and the employee, and provide an environment that encourages competitive rates, risk management and extensive provider selections. Employee Choice programs raise employee awareness of healthcare costs, give employees incentives to be responsible healthcare consumers, encourage employees to assume increased responsibility in outcomes, offer employees increased choices in benefits and budgets, and increase an employer's fiscal control of healthcare budgets.

For more information about CHOICE Administrators(R) programs, visit www.choiceadmin.com. CHOICE Administrators(R) is a Word & Brown Company.
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Copyright 2006, Gale Group. All rights reserved. Gale Group is a Thomson Corporation Company.

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Publication:Business Wire
Geographic Code:1USA
Date:Aug 16, 2006
Words:315
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