California Community Bank Reports Strong Fourth Quarter and Full Year 2006 Performance.

ESCONDIDO, Calif. -- California Community Bank (OTCBB:CABK) today released its unaudited fourth quarter and full year 2006 financial results.

"With this quarter's exceptional results, California Community Bank has now recorded six consecutive quarters of bottom line net profit - and for the year ended December 31, 2006, posted record earnings and strong balance sheet growth," said Larry D. Hartwig, the Bank's President and CEO. Hartwig continued, "During the fourth quarter of 2006, we clearly maintained our track record of delivering solid loan growth -- the primary revenue driver for the Bank. Equally important, driven by our disciplined approach toward building quality market share, we did not have a single delinquent or past due loan as of year end. We also completed a significant investment in our future by opening our third full service branch in December -- effectively expanding our marketplace to include San Diego's strategically important business banking communities of Kearney Mesa and Mira Mesa, as well as the Miramar Road corridor. This larger geographical footprint is important as we continue to leverage the Bank's strong capital position."

For the fourth quarter of 2006, the Bank reported an outstanding net profit of $432,000 versus $162,000 for the comparable period last year, an improvement of $270,000, or 167%.

For the full year of 2006, California Community Bank reported a record net profit of $1,000,000, or basic earnings per share of $0.48, a phenomenal improvement compared to the $58,000 net loss reported for the full year of 2005.

The Bank closed the fourth quarter of 2006 with an asset base of $129,938,000, an increase of $35,941,000, or 38%, from the end of 2005. Total deposits were $106,643,000, up $34,388,000, or 48%, over the same period a year ago. As of December 31, 2006, total gross loans net of deferred fees stood at a high of $88,234,000 compared to $69,154,000 at December 31, 2005, a significant increase of $19,080,000, or 28%.

Hartwig further commented, "Thanks to great results by an outstanding staff, strong customer loyalty, and the support of our shareholders, we have recorded both a quarter and a full year of excellent profitability. Although the Bank's fourth quarter earnings were adversely impacted by non-recurring Miramar Branch upfront lease charges, we ended the year on a positive note. Our solid track record of profitability enabled us to also recognize some of the tax benefits generated by the initial operating losses we incurred after opening for business in August 2003. And, despite the fact that net interest margins continued to be impacted by higher funding costs stemming from the current competitive deposit environment, we are very pleased with our full year operating results. We are also encouraged that in spite of signs that national economic growth is slowing, San Diego's economy continues to show solid fundamental strength and we believe that it will out-perform the state as a whole. Our assurance to our shareholders is that California Community Bank remains focused on providing our customers with 'Real Solutions. Personally Delivered.' - our strong cornerstone for building an exceptional community bank in San Diego's North County."

California Community Bank is headquartered at 1320 West Valley Parkway in Escondido and currently operates 3 branches - Escondido, San Diego, and Vista, CA. For more information on the Bank, please visit www.calcommunitybank.com or call 760-888-1000.

The numbers in this press release are unaudited. Certain statements in this press release, including statements regarding the anticipated development and expansion of the Bank's business, and the intent, belief or current expectations of the Bank, its directors or its officers, are "forward looking" statements (as such term is defined in the Private Securities Litigation Reform Act of 1995). Because such statements are subject to risks and uncertainties, actual results may differ materially from those expressed or implied by such forward looking statements. These risks and uncertainties include, but are not limited to, risks related to the local and national economy, the Bank's performance, regulatory matters and those discussed in filings by the Bank with the Federal Deposit Insurance Corporation.

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