California Community Bank Completes Third Year with Exceptional Results.

ESCONDIDO, Calif. -- California Community Bank (OTCBB:CABK), today released its unaudited third quarter 2006 financial results.

"We have now completed just over three full years of operations since opening the bank on August 11, 2003, and have recorded five consecutive quarters of bottom line net profit," said Larry D. Hartwig, the Bank's President and CEO. Hartwig continued, "Additionally, during the third quarter of 2006, we continued to deliver solid growth in deposits, loans and total assets."

For the third quarter of 2006, the Bank reported a record net profit of $246,000 versus $109,000 for the comparable period last year, an improvement of $137,000, or 126%. Earnings for the first nine months of the year also rose to the record level of $568,000 compared to a net loss of $220,000 for the first nine months of 2005.

The Bank closed the third quarter of 2006 with an asset base of $130,045,000, an increase of $38,429,000, or 42%, from the third quarter of 2005. Total deposits were $107,381,000, up $24,771,000, or 30%, over the same period a year ago. As of September 30, 2006, total gross loans net of deferred fees, the primary revenue driver for the Bank, stood at an all time high of $81,649,000 compared to $54,207,000 at September 30, 2005, an outstanding increase of $27,442,000, or 51%.

Hartwig further commented, "Thanks to the great performance of our outstanding staff, strong customer loyalty, and the support of our shareholders; we have recorded another quarter of excellent profitability. Although the Bank's net interest margin will continue to be impacted by higher funding costs stemming from the competitive environment and, beginning in 2006, noninterest expense now includes a charge for the recognition of the fair value of stock options, we remain very pleased with our operating results. I am proud to say that our strategy to offer a full range of business banking products with superior customer service is paying excellent dividends in our current markets. Additionally, in December, with the planned opening of our third full service branch at 8996 Miramar Road in San Diego, we will gain access to another robust and vibrant business banking market - enabling us to strategically build our franchise in the business communities of Kearny Mesa, Mira Mesa and throughout the Miramar Road corridor. We are encouraged that San Diego's economy continues to show solid fundamental strength and believe that it should out-perform the state as a whole. Also, we can assure you that California Community Bank remains focused on providing our customers with 'Real Solutions. Personally Delivered.' - the cornerstone of building an exceptional community bank in San Diego's North County."

California Community Bank is headquartered at 1320 West Valley Parkway in Escondido and currently operates 2 branches - Escondido and Vista, CA. For more information on the Bank, please visit www.calcommunitybank.com or call 760-888-1000.

The numbers in this press release are unaudited. Certain statements in this press release, including statements regarding the anticipated development and expansion of the Bank's business, and the intent, belief or current expectations of the Bank, its directors or its officers, are "forward looking" statements (as such term is defined in the Private Securities Litigation Reform Act of 1995). Because such statements are subject to risks and uncertainties, actual results may differ materially from those expressed or implied by such forward looking statements. These risks and uncertainties include, but are not limited to, risks related to the local and national economy, the Bank's performance, regulatory matters and those discussed in filings by the Bank with the Federal Deposit Insurance Corporation.

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