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CalendarBudget Launches to the Public at FinovateStartup09.


Individuals and Businesses Worldwide to Benefit from New Financial Planning Financial planning

Evaluating the investing and financing options available to a firm. Planning includes attempting to make optimal decisions, projecting the consequences of these decisions for the firm in the form of a financial plan, and then comparing future performance against
 Tool

SAN FRANCISCO San Francisco (săn frănsĭs`kō), city (1990 pop. 723,959), coextensive with San Francisco co., W Calif., on the tip of a peninsula between the Pacific Ocean and San Francisco Bay, which are connected by the strait known as the Golden  -- Today, at FinovateStartup09, CalendarBudget Inc. officially launched CalendarBudget, a unique online personal finance organizer combined with a powerful financial planning and forecasting tool. CalendarBudget has been in beta trials with more than 1,200 individual and corporate users - banks, credit counselors, credit unions, debt coaches and financial planners Financial Planner

A qualified investment professional who assists individuals and corporations meet their long-term financial objectives by analyzing the client's status and setting a program to achieve these goals.
 - worldwide since September 2007.

"Every day - and with the recent economic downturn especially - we hear how people are taking a closer look at their spending habits and determining where they can cut costs. But it's about more than what can we do to make it through the here and now; it's about what we can do to financially survive these uncertain times and into the future," said Eric Poulin, CEO (1) (Chief Executive Officer) The highest individual in command of an organization. Typically the president of the company, the CEO reports to the Chairman of the Board.  of CalendarBudget. "And that's our goal with CalendarBudget - to go beyond the traditional historical budget analysis provided by pre-existing tools and enable users to proactively plan for the future. Over the past year and a half, we've been incorporating some invaluable user feedback into CalendarBudget, and as a result, we have created a financial planning tool that isn't just easy and effective, but it's also fun."

CalendarBudget Features and Benefits

CalendarBudget brings several unique features to individual and corporate users worldwide, including:

* Calendar view - Where other tools simply analyze historical data, with CalendarBudget's calendar view, users can plan future spending (including plans for big events such as vacations, children's college tuition The examples and perspective in this article may not represent a worldwide view of the subject.
Please [ improve this article] or discuss the issue on the talk page.
College tuition
, etc.) so they can live within their means (whether it be one month, or even 20 years, out).

* Unbranded version for corporate customers - Corporate customers can brand, skin and embed em·bed   also im·bed
v. em·bed·ded, em·bed·ding, em·beds

v.tr.
1. To fix firmly in a surrounding mass: embed a post in concrete; fossils embedded in shale.
 CalendarBudget into their own Web sites, making it appear as if it is their own tool that they are making available to their clients.

* Bank account information security - In order to alleviate Alleviate
To make something easier to be endured.

Mentioned in: Kinesiology, Applied
 security concerns that often accompany the use of online services that connect directly to bank accounts, CalendarBudget does not access users' bank accounts directly. Users manually enter financial data into CalendarBudget, or import transactions that they have exported from their online bank accounts. CalendarBudget also uses secure HTTP HTTP
 in full HyperText Transfer Protocol

Standard application-level protocol used for exchanging files on the World Wide Web. HTTP runs on top of the TCP/IP protocol.
 sessions (SSL-256), which is a stronger encryption The reversible transformation of data from the original (the plaintext) to a difficult-to-interpret format (the ciphertext) as a mechanism for protecting its confidentiality, integrity and sometimes its authenticity. Encryption uses an encryption algorithm and one or more encryption keys.  than used by most online banks, and the data is housed in a backed-up, hosted database.

* Internationalized and localized Translated into the spoken language of the country. See localization.  - Currently available in English and Spanish, additional languages can easily be added. CalendarBudget is not dependent on data aggregation services that only support U.S. or North American North American

named after North America.


North American blastomycosis
see North American blastomycosis.

North American cattle tick
see boophilusannulatus.
 financial institutions.

"Before CalendarBudget, I had been using an Excel workbook work·book  
n.
1. A booklet containing problems and exercises that a student may work directly on the pages.

2. A manual containing operating instructions, as for an appliance or machine.

3.
 to keep track of our household budget and financial goals. But this method didn't allow me to effectively manage expenses and how they would impact our future," said Venita Davis, individual CalendarBudget user. "CalendarBudget is exactly what I need. Finally, my husband and I have a tool that helps us to be on the same page when it comes to our finances."

To date, CalendarBudget has formed corporate partnerships with Business Advisory Center Durham, Debt Coach, MoneyProblems.ca and W.B. White.

"So many people spend spend spend, but don't really track expenditures and how money spent today will affect tomorrow, and before they know it, they find themselves in a tough spot," said Doug Hoyes, co-founder of Hoyes, Micholas & Associates Inc. and a MoneyProblems.ca contributor. "Ultimately, people need to have a simple, easy way to keep track of their money, and CalendarBudget fulfills this need."

CalendarBudget Availability and Pricing

CalendarBudget is available now. New users will get a 30-day free trial, after which they will have the option to subscribe for $7.95 per month. There are also discounted six-month and annual plans available. If users do not subscribe to Verb 1. subscribe to - receive or obtain regularly; "We take the Times every day"
subscribe, take

buy, purchase - obtain by purchase; acquire by means of a financial transaction; "The family purchased a new car"; "The conglomerate acquired a new company";
 CalendarBudget following the trial, they will still have free access to a CalendarBudget Basic version. Discounted pricing is also available for businesses who wish to purchase CalendarBudget subscriptions for their clients.

About CalendarBudget

CalendarBudget Inc. officially launched CalendarBudget to the public at FinovateStartup on April 28, 2009. CalendarBudget is a unique online personal finance organizer combined with a powerful financial planning and forecasting tool. With all of the advantages of being an online solution, CalendarBudget uses a familiar calendar format to help manage finances. The CalendarBudget team is committed to helping people live within their means by proactively planning their spending rather than simply reacting to it. Additional information is available on the company's Web site at www.calendarbudget.com.
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Publication:Business Wire
Date:Apr 28, 2009
Words:729
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