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CREDIT CRUNCH CRUSADER; Clever policies on home insurance, green ways to save on laundry bills and home cinema classics.


Byline: Siobhan McNally

Cover story

A third of us will be burgled at least once in our lives, so news that one in four have cancelled their home insurance policies to save money seems a bit of a false economy.

Rather than throw the baby out with the bath water, householders could spend more time comparing the cost of policies on websites, such as www.confused.com or www.gocompare.com, because no one site compares the whole of the market.

Other factors can influence the cost of your premiums, such as belonging to a Neighbourhood Watch scheme (deduct 5%) or fitting a NACOSS-approved burglar alarm (deduct 7.5%).

But most importantly Adv. 1. most importantly - above and beyond all other consideration; "above all, you must be independent"
above all, most especially
, don't over-insure yourself - those knick-knacks on the mantlepiece may mean a lot to you, but unless like the aristocracy you inherited most of your belongings, your level of cover may be too high.

Money spinner

My washing machine is permanently employed since I had my daughter Jesse, so I'm always looking for an economical way to clean clothes.

I'm trying re-usable Eco-balls (150-wash starter pack A starter pack (or starter deck) is a sealed package of cards or figurines, designed to serve as the beginning of a collection, in collectible card games and collectible miniature wargames.

Starter packs usually contain a fairly large number of items.
, pounds 9.78, Lakeland). At 7p per wash compared to 25p-35p for detergent, and no need for softener, they're good value and eco-friendly. However, the results can be a bit mixed so I wouldn't wash a rugby team's kit with them.

Free flicks

If you have unlimited broadband then you can download films for free - and legally from the Internet Movie Archive at www.archive.org /details/moviesandfilm.

For the full movie-going experience, you can make your own popcorn (popping corn, 55p, Sainsbury's) in a large saucepan with a tight-fitting lid to emjoy classics such as Hitchcock's The 39 Steps, The Iron Mask and the original Sweeney Todd Noun 1. Sweeney Todd - fictional character in a play by George Pitt; a barber who murdered his customers
Todd
.

READER'S TIP

In years to come, people will look back at our bath tubs and be amazed at how wasteful we were with water.

Now so many of us are on water meters, reader Jacqui Jarvis, from Wigan Wigan (wĭg`ən), city (1991 pop. 88,725) and metropolitan district, N England, located in the Manchester metropolitan area on the Douglas River. , has a better use for the outdated bath products.

She writes: "Buy a massive bottle of bubble bath and fill your shower gel shower gel shower ngel m douche  bottle with it. Much cheaper and just as good."

WHAT'S YOUR MONEY SAVING SECRET? Email your tips, to readerpanel@mirror.co.uk. We pay pounds 10 for every one printed.
COPYRIGHT 2009 MGN LTD
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2009 Gale, Cengage Learning. All rights reserved.

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Title Annotation:Features
Publication:The Mirror (London, England)
Date:Jun 25, 2009
Words:376
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