CBCA Inc. to Offer Incentus Consumer-Centric Products.

Business Editors/Health/Medical Writers

TULSA, Okla.--(BUSINESS WIRE)--Oct. 20, 2003

Benefit Manager(TM) and Benefit Analyzer(TM) to be part of

CBCA Web Self Service Product Set

At a time when healthcare costs continue to skyrocket, Incentus Corporation announced today it has signed a multi-year agreement to help CBCA Inc., one of the country's largest administrators of health benefits, address the trend among its clients by implementing consumer-centric healthcare initiatives. As a part of its Web self service product set, CBCA Inc., based in Fort Worth, Texas, will immediately begin offering Incentus technology and professional services to more than 800 clients and 1 million individuals.

"Our mission is to help our customers meet their benefit plan management goals by reducing the cost and improving the efficiency of healthcare. We do this by designing and automating processes to simplify interactions with the health care system," said George Pillari, CEO of CBCA. "Incentus helps us do that."

Among the Incentus products to be included are Benefit Manager(TM), a Web-based tool that allows employees to: access health and wellness information, review and compare multiple plan choices, model different benefit cost scenarios, perform on-line enrollment, receive automated help choosing plans, monitor the use and cost of health services, and more. Utilizing this technology, employees become comfortable making informed benefit spending decisions. Plan providers, like CBCA, and their clients reap the rewards of an automated solution that helps to reduce costs associated with paperwork, mailing expenses and customer service.

Also a part of the agreement is Benefit Analyzer(TM), an on-line management tool that enables employers to monitor their health benefits by staying in touch with benefit utilization, plan choices and other relevant data. Through comparative benchmarking, employers can analyze the effects of changes in employee benefit behavior, compare with their market, and make changes if necessary.

"Consumer-centric solutions to control health benefit costs aren't just for employers and employees," said Incentus CEO Philip Kurtz. "Third-party administrators and plan providers are also looking for ways to remain competitive and manage costs, and, as confirmed by our agreement with CBCA, we have the technology and services in place to help them."

About Incentus Corporation

Founded in 2000, Incentus provides consumer-centric products and services to the third party administration and plan provider industries. Incentus services and technology help organizations control benefit costs, reduce the administrative burden of providing health benefits and enable employee self-service and accountability. Through its third party administrator and plan provider clients, the company currently provides health benefit management and technology services to more than 500 businesses, managing health benefits for more than 400,000 members. For additional information, please call 918-491-3675 or visit www.incentusbenefits.com.

About CBCA

CBCA is an employee benefits outsourcing company that delivers full-service benefits administration to employers, insurers and affinity groups throughout the U.S. The company's services help its customers manage the costs of health benefits. CBCA is the only company in the U.S. to have received ISO 9002 certification for its healthcare claims processing operation. For more information, please visit www.cbca.com.