By the numbers.

Workers' Comp Recods Profitability Turnaround 

The workers' comp line continued to show considerable improvement in its Underwriting results in 2006, benefiting from favorable frequency trends, state reform efforts improving reserve adequacy and an increased focus on loss Control and workplace safety, according to the A.M. Best Special Report U.S. Workers' Comp, 2006 Market Review.

[GRAPHIC OMITTED]

Top 10 Workers' Compensation Carriers in 2006

Rank   Company                                 AMB #   2005 ($000)

1      State Comp Ins Fund of CA               04028   $5,949,840
2      Liberty Mutual Insurance Company        02283    2,343,138
3      National Union Fire Ins Co PA (AIG)     02351    2,365,243
4      American Home Assurance Co. (AIG)       02034    2,240,755
5      Hartford Fire Insurance Company         02231    1,130,890
6      Continental Casualty Company (CNA)      02128      963,753
7      Zenith Insurance Company                00984    1,074,193
8      Zurich American Insurance Company       02563      875,329
9      Hartford Accident & Indemnity Company   02230      890,815
10     Texas Mutual Insurance Company          11453      696,850

Rank   Company                                 2005 ($000)   %

1      State Comp Ins Fund of CA               $3,463,213    -42.0
2      Liberty Mutual Insurance Company         2,604,982     11.2
3      National Union Fire Ins Co PA (AIG)      2,465,478      4.2
4      American Home Assurance Co. (AIG)        2,335,716      4.2
5      Hartford Fire Insurance Company          1,009,556    -10.7
6      Continental Casualty Company (CNA)         989,331      2.7
7      Zenith Insurance Company                   869,345    -19.1
8      Zurich American Insurance Company          854,239     -2.4
9      Hartford Accident & Indemnity Company      795,238    -10.7
10     Texas Mutual Insurance Company             740,023      6.2